If you’ve only just passed your test you’ll know how tricky it can be to find affordable young driver car insurance. Chances are any policies you have found cost more than the value of your car!
At Staveley Head, we work in partnership with leading UK insurers to provide you with a range of options so you can get the cover you want.
Other customers of ours who took out Young Driver insurance through us also found these extras handy:
Whether it’s to get you and your car home after a breakdown or protection against filling your tank with the wrong type of fuel, we can provide the cover you need.
Excess Protection will cover the cost of your excess payment should you need to make a claim. This could allow you to increase your excess and potentially reduce the initial cost of your car insurance premium.
We’re not the kind of people to try and pull the wool over our customer’s eyes. So we use Feefo, an independent third party company to collect feedback on every policy we sell (see below). This way, we get another view on how we’re doing so we can improve our service wherever possible.
So if you’d like to make a suggestion as to how we could do better, please use our contact us form and tell us about it.
Service rating : Everyone was polite and helpful. Hopefully I'll never find out anything else.
Product : Hope it will be good if I need it!!
Pretty smooth set up but no confirmation from them of receiving documents they requested.
Service rating : very good polite service
Product : great product great price
Service rating : good
Product : Very good service,the only criticism is the same person did not follow through the hole process.
Good services and no bull
Service rating : Fabulous service
Product : Very straight forward
Service rating : Sian had a lovely telephone manner and dealt with queries I had quickly and professionally. Email exchanges were very prompt giving me an excellent customer experience
Product : Everything I need in an insurance and excellent value. Coming out the cheapest I had concerns about customer satisfaction but excel Ellen customer care
Service rating : Good service
Product : Good service
Service rating : Very good and helpful on phone
Product : Great value for money. Beat all the other companys.
Service rating : There help in this matter was friendly and at ease and not rushed each part was discussed clearly.
Product : Being it is my first motorhome the price was in line with other quotes I had been given.
Service rating : Fast and efficient
Product : Great price
I would have liked a reminder that my breakdown cover had run out.
Service rating : Everyone has been helpful when we have needed to speak to them in the past, otherwise with automatic renewal, everything ticks over nicely, communications are sent when needed, easy to deal with, everyone we have spoken to has been friendly, professional and knowledgeable.
Product : Although our quotation this year compared favourably, the cost of HGV insurance has always been way too expensive in the UK, there are only a few insurers that will cater for HGV, so regardless of which broker you use, you get the same quotes from the same companies, its finding the best broker, not the best insurer.
We don’t just find just the cheapest car insurance (as this isn’t always the best), but we do give you a selection of cover options so you can pick the level of cover you’re looking for.
Young driver insurance is usually much more expensive as statistically you’re more likely to be involved in an accident. In fact, 20% of new drivers have an accident in their first year of driving.
But we know that everyone has to start somewhere so we shop around to find a range of cover options you at competitive prices.
And with years of experience under our belts, we know how you could bring down this cost yourself. For example:
Choose the right car
Every car has its own risk level from an insurance perspective, so choosing a car from a lower insurance group will typically save you money.
Reduce your mileage
If you aren’t likely to cover many miles in your car make then let us know. Often young driver insurance can be more cost effective the less you actually drive - but make sure you’re honest about it!
Increase your excess
An excess is the amount you’ll pay towards the cost of any claim. If you choose a higher excess it could reduce the cost of your policy. Just be sure you can afford the excess if you do need to make a claim.
Improve the security of your vehicle
Adding an approved alarm, immobilizer and/or tracking device could mean you could get a better rate for your car insurance. Parking your car in a garage or secure location overnight could also help.
Become a better driver
This is a big one. If you complete the Driving Standards Agency Pass Plus (which covers things like night-time and motorway driving) or a similar driving skills course, it could dramatically lower the price you pay for insurance as a young driver.