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Motorhome Insurance

Motorhome Insurance from Staveley Head will cover you whether you’re out there on the road or closer to home. Call now for a free quote.

We Get It

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Motorhome Insurance

Whether you’re going on a day trip to the beach, taking a long weekend break in the countryside or are enjoying a sunny month touring the South of France, your motorhome gives you the freedom to enjoy life your way.

The freedom to travel does bring its own challenges, though. Which means you’ll want to make sure your pride and joy is protected with the right insurance so you can get on with having fun.

Why Us?
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Feefo Logo (189 reviews)
  • We insure self-build motorhomes and DIY conversions
  • Cover available for American motorhomes, RVs and left-hand drive models
  • No Claims Bonus and Caravan Club member discounts available
  • Up to 365 days European cover
  • Motorhome travel insurance is available as an optional extra
  • Personal effects cover of up to £5,000

There’s a huge variety of caravan motorhomes on the road, as you know. From compact and classic campervans to huge American RVs you could just about play tennis in. We love the freedom they give you and the fun they give the family.

Each has its own personality and value, and we get that. Our team of motorhome insurance and campervan insurance specialists work hard to ensure that no matter what you drive and where you go in it, we’ll aim to get you the motorhome policy you want for the price you want - fast.

There are plenty of good reasons to get your motorhome insurance quote with us, along with trying to help you save money, and we can even help with some tips on motorhome storage and security.

As a motorhome owner you may be interested in an insurance quote for some of the following optional cover options:

Motorhome Breakdown Cover
Whether it’s roadside assistance to get you safely home or protection for those family holidays in Europe, we offer a range of comprehensive motorhome breakdown insurance policies so you can choose the one that’s right for you.

Motorhome Travel Insurance
We can offer travel insurance for UK and EU motorhome holidays, including protection against missed ferry departures. Now that could be useful…

Excess Protection
Excess protection will cover the cost of your excess payment in the event that you need to make a claim. So, you won’t be left out of pocket if, for example, your motorhome was damaged by an unidentified third party.

Your motorhome insurance questions answered

What information do you require from me?
In order to ensure your premium is correct we will require the following documentation as proof:
  • License check code or photocopy of old style license. You can access your check code here
  • Signed mileage declaration – attached to statement of fact
  • We may need to see proof of any no claims bonus
  • If you’re a member of the Caravan Club we need to see proof of this, for example a copy of the membership card.
  • Evidence of any security e.g. Thatcham fitted alarm
  • For DIY self-builds a vehicle inspection report is required

    If documents are not received within 30 days the policy will be cancelled.
How long will it take to receive my documents?
Once we have received any necessary documents from you we will send your certificate.
What types of motorhome insurance do you provide?
Our motorhome cover is similar to your car insurance, and there are two main types available: Third Party, Fire and Theft insurance and Comprehensive Insurance cover.
Do you offer any discounts?
We may be able to offer discounted rates if you have increased security by fitting an approved alarm, immobiliser or tracking device. Being a member of a Motorhome Club, having secure storage and/or fitting a reversing camera can also help reduce your insurance premium. Call us to find out more.
What is the difference between caravan and motorhome insurance?
The key difference between motorhome and caravan insurance is that you do not need caravan insurance. Caravan insurance is optional but is a good idea as you never know when the unexpected may happen. Motorhome insurance is a necessity as it is classed as a vehicle used on the road.
Why do I need motorhome cover?
Vehicles that are used on the road must be insured, protecting both your vehicle and others. A motorhome policy also protects an increased amount of personal belongings compared to the average car policy.
Do you offer temporary motorhome cover?
We don’t currently offer temporary motorhome insurance, but check back in the future. If you already have a policy with us you can add a temporary additional driver for a maximum of 28 days. Restrictions to this are outlined below;
  • Must be aged between 25 and 75 years old
  • Must have held a full UK driving licence for a minimum of 2 years
  • Must be a full UK resident for a minimum of 5 years
  • Make us aware of any claims and convictions before the driver is added to the policy
What do trackers and immobilisers do and should I have one?
A tracker or immobiliser can provide your motorhome with extra security, which may provide your policy with a discount unless fitment is compulsory due to the value of your vehicle. If an immobiliser is fitted it must fall under Thatcham category 1 or 2 and a Pro-Active GPS system as a minimum for tracking devices. For more information on motorhome security take a look at our motorhome security information page. 
How can I find out what tracker or immobiliser my motorhome is equipped with?
You can speak to the vehicle manufacturer or refer to vehicle handbook if the security is factory fitted. Fitting an immobiliser or tracker after market will mean you will have to supply documents as proof.
What previous accidents and claims do you need to know about?
We will need to be made aware of any accidents or claims within the last 5 years. This includes fault and non fault claims. (Underwriting guide requires claims in 3 years immediately prior to inception).
Does my policy cover me to drive any other vehicle?
No, you will be insured to drive the vehicle outlined on your policy. If you require insurance for any other vehicle please contact us 0333 3707777
Does my policy include any European Cover?
Yes, our policies offer 90 days standard European cover. But this can be increased to unlimited for an additional premium.
Does my policy include breakdown cover?
No, breakdown cover is not included. The good news is that this can be purchased separately. Take a look at our motorhome breakdown insurance.
Can I have an any driver policy?
You can add drivers over the age of 30 to your policy as long as they meet the restrictions set out below;
  • Must be aged between 30 and 75 years old
  • Must have held a full UK driving licence for a minimum of 2 years
  • Must be a full UK resident for a minimum of 5 years
  • Make us aware of any claims and convictions before the driver is added to the policy
Can I commute in my motorhome?
You can commute occasionally, if you have selected ‘including commuting’ as a use. If this option is selected you must have access to another vehicle as the motorhome cannot be used as your main method of transport.
If you are unsure whether your policy includes commuting please contact our motorhome insurance team on 0800 023 7208
I am under 25 can you cover me?
If you are below 25 years old you cannot get motorhome cover from Staveley Head.
Do you cover self-builds and DIY conversions?
Yes, subject to an engineer’s report being completed within 14 days of inception. We insure a variety of motorhomes from compact and classic campervans to huge American RVs. We love the freedom they give you and the fun they give the family.
Do you offer Class 1 Business use?
Yes, as long as the business use is only occasional and the following criteria is met;
  • You must have access to another vehicle and the motorhome is not used as your main mode of transport.
  • Any drivers are aged between 25-75
  • Driver must hold a full UK licence for a minimum of 2 years
  • Driver must be a UK resident for a minimum of 5 years

We’re not the kind of people to try and pull the wool over our customer’s eyes. So we use Feefo, an independent third party company to collect feedback on every policy we sell (see below). This way, we get another view on how we’re doing so we can improve our service wherever possible.

We value your feedback and will always act upon it. If you'd like to make a suggestion as to how we could improve our products or customer service please use our contact us form or you can get in touch via facebooktwitter or G+

97% of customers liked our service (189 reviews)

7 days ago

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MOTORHOME INSURANCE

Good

1 week ago

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MOTORHOME INSURANCE

Great service from start to finish!

2 weeks ago

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MOTORHOME INSURANCE

First class and very reasonably priced

2 weeks ago

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MOTORHOME INSURANCE

Good

2 weeks ago

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MOTORHOME INSURANCE

Competitive

2 weeks ago

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MOTORHOME INSURANCE

Excellent

2 weeks ago

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MOTORHOME INSURANCE

Today no problems

2 weeks ago

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MOTORHOME INSURANCE

I believe that the insurance that I took out was very competitive compared to a few others that I had quotes from. I have not had the need to use it and hopefully I don't need to use it. I managed to get through to a real person and the service was good.

2 weeks ago

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MOTORHOME INSURANCE

Me the Wife and three daughters to drive very happy

2 weeks ago

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MOTORHOME INSURANCE

Very good value cover.

2 weeks ago

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MOTORHOME INSURANCE

Excellent

2 weeks ago

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MOTORHOME INSURANCE

Great policy has everything I need and more

2 weeks ago

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MOTORHOME INSURANCE

Excellent

2 weeks ago

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MOTORHOME INSURANCE

Good price for this year.

2 weeks ago

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MOTORHOME INSURANCE

It seems to cover everything I needed

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Motorhome Insurance
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Feefo Logo (189 reviews) 5
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