The complete taxi insurance solution
Looking for cheap taxi insurance? Then let us use our excellent relationships that have been negotiated with UK insurers to find you the best taxi insurance quote available.
We work with the country's leading insurance companies to provide specialist private hire cover. And as an independent broker, we can find discounted private hire insurance to save you money.
For a taxi insurance quote, submit your details by completing our online taxi quote form.
All you need to know about taxi insurance
What is Taxi Insurance?
Motor insurance is required by law if you intend to use or leave your vehicle on a public highway. Taxi insurance is required if you intend to carry passengers for hire or reward. Taxi Insurance includes minicab insurance, black cab insurance, private hire insurance and public hire insurance. Your vehicle must be licensed by the appropriate taxi licence authority in your area.
What type of Taxi Insurance is right for me?
There are two types of UK Taxi Insurance:
- Private Hire Insurance – pre-arranged appointments, usually working from a taxi office. This can also be referred to as minicab insurance.
- Public Hire Insurance – immediate pick up for example the black cab in London
Can I get an online Taxi Insurance Quote?
Staveley Head provide competitive taxi insurance online via our website www.staveleyhead.co.uk/taxi . There are a number of relevant questions asked and then an immediate taxi insurance quote is provided. The full terms of the policy are clearly displayed together with policy excess and the key fact document is available to view. If you wish to proceed with the quote then you can also purchase your taxi insurance online.
Can I phone you for a taxi car insurance quote?
We are based in the UK and have a dedicated taxi insurance department with experienced account handlers ready to take your call. The benefits of a phone quote are that we are able to tailor a policy for your individual requirements and could be able to provide larger discounts.
What types of vehicle can I use as a Taxi?
That really is up to you and your licensing authority.
- Saloon and estate cars are most common especially with diesel engines for added economy.
- Minibuses and MPV’s are also required for larger parties of passengers
- Executive Vehicles – chauffeur insurance would be best suited. Please visit www.staveleyhead.co.uk/chauffeur/
- Motorbikes – becoming more common in larger cities where congestion occurs.
Can I have more than one driver on my taxi insurance policy?
Like all types of motor insurance there are several driving restrictions available to include Insured Only, Named drivers and then Any Driver over a requested age. The majority of taxi insurance policies are either Insured Only or Named Drivers as the taxi insurance costs increase as driver numbers increase.
I want to start a Taxi Business – can I get a cheap Taxi Insurance Quote?
Starting out is expensive and we understand the need to keep all costs to a minimum. A large cost of setting up will be your Taxi Insurance premium.
Traditionally only earned no Claims Discount from a Taxi Insurance policy will give a good discount to your premium. However we understand that a good driving record should not be penalised by increased insurance premiums. We have negotiated large discounts from insurers for this type of eventuality to include:
- Huge discounts for experienced Taxi Drivers – holding a taxi badge over 12 months
- Generous discounts if a good driving record has occurred from a private car insurance policy.
- Introductory Discounts for ex-company vehicle drivers
I have more than one vehicle. Will taxi fleet insurance be the best option?
Fleet insurance is a specialist area and we have a dedicated fleet team able to service your requirements. Please contact us or visit www.staveleyhead.co.uk/fleet/
What cover can I get for my taxi insurance quote?
UK Taxi insurance follows the traditional options:
- Comprehensive
- Third Party Fire and Theft
- Third Party Only
Is there an excess on my Taxi Insurance?
Typically yes. Your online taxi car insurance quote will give full details. Alternatively if you get a phone quote then our account handlers will advise this.
We provide the option to delete the policy excess from all our motor taxi insurance quotes at a small additional cost.
What other covers could I require?
Your livelihood is your vehicle and therefore you should ensure that adequate taxi breakdown and recovery insurance is in your possession. Staveley Head can provide this at a small additional cost.
Public Liability Insurance could also be required. Some insurers provide this with your Taxi Insurance policy and if not we can arrange separate cover at a small additional policy premium.
We can provide an insurance policy which guarantees a replacement taxi in the event of an accident. This is a must to ensure that any contracts are covered in the unfortunate event of your taxi being off the road.
Why Taxi Insurance from Staveley Head t/a The Taxi Broker?
We have been actively providing taxi insurance quotes for over 15 years. Our reputation in the industry has led us to obtain good levels of discounts from insurers and be able to pass these onto our customers in the form of cheap taxi insurance quotes.
We invest in good quality staff and technology to ensure that our service standards remain high and our business continues to grow.
We understand the needs of business owners and provide the following FREE benefits to all our policyholders:
24 hour claims management service
Free Legal Expenses policy
Free like for like taxi in the event of a non fault accident
