Great deals on your van insurance

The complete van insurance solution

To get you a fantastic deal on your van insurance premiums we have forged excellent relationships with UK insurers to provide incredible discounts on van insurance policies.

For an online van insurance quote, submit your details by completing our online van quote form.

All you need to know about van insurance

What Is Van Insurance?

If intending to use or leave a commercial vehicle on a public highway then adequate motor insurance cover is required. Van Insurance typically is for vehicles up to 3.5 tonnes gross vehicle weight. However commercial van insurance can also provide cover for vehicles up to 7.5 tonnes gross vehicle weight.

Why Staveley Head Ltd t/a The Van Broker?

Established well over 15 years we are a leading and expanding insurance broker within the field of Commercial insurance and commercial vehicle insurance. Our largest number of policyholders are generated from insurance for vans. Due to our economies of scale we are able to obtain huge discounts from insurers and pass these onto our customers. We deal with large insurers who are trustworthy to include Norwich Union, Royal & Sun Alliance, Zurich, Allianz.
We endeavour to provide the best van insurance policy and the most competitive insurance price from our panel of leading UK insureres and ensure that the benefits are not reduced.
We understand the need for our policyholders to be kept on the road following a road traffic accident. We provide a range of FREE benefits to include:

• 24 Hour Claims Management Service
• Free Legal Expenses Policy
• Free like for like vehicle in the event of a non fault accident

We are at the forefront of technology offer online van insurance, online courier insurance and online truck insurance.
Our technology constantly checks our competitors rates and adjust premiums to ensure that we always provide the most competitive can insurance quote.
We have dedicated commercial vehicle insurance specialists in our UK based offices and are able to tailor any policy to your individual requirements.

Is UK Van Insurance right for me?

If you are a policyholder resident in the United Kingdom then the answer is yes. All UK van insurance companies will also give the extension to drive in other European Union countries. Sometimes this extension is automatically given and other times it must be requested as a temporary or permanent adjustment to your van insurance policy. An extension will be given on your van insurance certificate or on occasion a foreign use green card insurance is issued. Annual foreign use can also be quoted for.

Do I sacrifice quality cover for the cheapest online van insurance quote?

It has been highlighted in recent press that online van insurance providers are often cheaper as they reduce the policy benefits and increase the van insurance policy excess. Staveley Head provide online van insurance quotations and the benefits of the policy are fully listed together with the appropriate excess and copy of the Van Insurance Key Fact Document. We do not scrimp on benefits and will always provide a quality van insurance product at the best possible price. Our website is www.staveleyhead.co.uk/van and an immediate online quote will be generated.

I want to speak to someone about a Van Insurance quote.

The vast majority of insurance policies taken up with us are from a telephone call into our offices. We are based in the UK and all our insurance account handlers are highly trained to compare van insurance quotes and provide the best policy for your individual needs. Our freephone van insurance quote line is 0800 970 9988 and our staff are dedicated to helping you find a great deal.

Do I have to specify drivers on my commercial van insurance?

Just like all motor insurance policies there are options for driving restrictions. Typically the driving restrictions are:

• Insured Only
• Insured and named/specified drivers
• Any Driver over 25 years of age and under 65 years of age holding a full UK driving licence a minimum of 2 years

We understand the need to individually tailor van insurance to your requirements and are able to offer quotes for young drivers, inexperienced drivers, drivers with motoring convictions etc. Please give us a call or alternatively get an online commercial vehicle insurance quote from our website.

What vehicles will fit into Van insurance categories?

• Small Van Insurance – typically used for carrying small loads. Vehicles such as Suzuki Carry, Daihatsu HiJet etc.
• Car Derived Van Insurance – small loads carried. Vehicles to include Ford Fiesta Van, Vauxhall Corsavan etc
• Light Van Insurance - Citroen Berlingo, Renault Kangoo etc
• Medium Van Insurance – small to medium loads being carried. Typical vehicles within this category include Mercedes Vito, SWB Ford Transit etc.
• Large Van Insurance – typically long wheel based vans to include Mercedes Sprinter, LWB Ford Transit etc.

What class of driving do I need for my Van Insurance?

This depends whether or not you will use the van for personal use or business use and what your business actually is.

• Social Domestic and Pleasure Insurance – usually for personal use with the option to include commuting. This has become more popular over the last few years with the introduction of Double Cab pick-up’s.
• Carriage of Own Goods Insurance – the vast majority of van insurance is arranged in this way. For use in connection with your business to carry tolls, materials, stock etc.
• Courier Insurance – required for carriage of goods for hire and reward. Often on a multi drop basis
• Haulage Insurance – often unsuitable for the small van insurance but may be required for the larger commercial vehicle.

It’s the first van insurance I’ve needed so I don’t have any No Claims Discount

This is a problem that we have encountered on many an occasion, and we have solved it! Staveley Head recognise that a competent driver should not be penalised for the absence of earned No Claims Discount entitlement on any of their van insurance policies. If you have good driving experience then we will give a large introductory no claims discount to bring the van insurance price into line. Typical examples are:

• Mirror No Claims Discount – if you have another policy earning no claims discount then we will allow the equivalent discount. This can be from a car insurance policy, van insurance policy, courier insurance policy and occasionally a motorbike insurance policy.
• Company Driving Discount – if you have been driving a similar type vehicle for business use then we will gladly give your claim free years as an introductory discount.
• Spouse No Claims Discount – if you have previously only had one vehicle in the household and the policyholder is your partner then we will give up to 70% introductory No Claims Discount for your new policy.

I’m expanding my business and wanting additional van insurance

We recognise the cost for expanding any business and will look favourably on additional vehicles and can even mirror no claims discount from your first vehicle. We are a specialist commercial insurance broker and provide insurance from individual policies to large fleet insurance policies. Our website www.staveleyhead.co.uk/fleet can cater for all your motor fleet insurance requirements.

What cover do I require for my business van insurance?

Motor insurance follows the same suit and provides options for three levels of cover:

• Comprehensive Insurance
• Third Party Fire and Theft Insurance
• Third Party Only Insurance

Will I have to pay an excess for any Van Insurance claims?

Typically the answer is yes, except for third party damage. The levels of cover, benefits and excesses will all be displayed on the online van insurance quote and also be told by our account handlers if you obtain your van insurance by phone.
We will provide you with the option to reduce the excess on your commercial vehicle insurance and can often to do so to Nil at a small additional cost.

Do I need any other insurance?

Peace of mind for any motor vehicle is breakdown insurance cover. We can provide competitive breakdown and homestart cover for all types of vehicles from small vans to large trucks.
Goods in Transit and/or Tools Insurance cover. Van insurance does not usually provide cover for the contents of your vehicle. We have negotiated exclusive rates with certain insurers and where a large amount of tools can be covered for a mere £42.00 per year.
Public Liability Insurance – this is usually required during your work. We have a dedicated team of commercial insurance account handlers who are able to provide competitive quotes.