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Caravan Insurance
PROTECT YOUR CARAVAN NOW

No matter the type of caravanner you are, you need to have the right insurance. Whether touring or static, we'll find you the ideal policy.

  • Policies For Static & Touring Caravans

    Whether you're heading off in a touring variety or relaxing in your static caravan at the park, we can cover it.

    A small, refurbished touring caravan

  • Caravan Club Members Pay Less

    With us, you may get a discount exclusive to members of Camping & Caravanning and Caravan & Motorhome Clubs.

    A close-up of a caravan window with net curtains.

  • Foreign Cover For Caravans

    If you're towing your caravan abroad, you'll need the right cover. We can get you the foreign cover you need for the EU.

    A caravan with a mountain bike loaded on it, parked up in a field.

Clear. Simple. Sorted.

  • Clear Communication.

    Don't worry about your insurance, that's our job. We will support you by decoding available cover to ensure you can make an informed choice on your policy.

  • Save Time & Money.

    With us, you won't just save on your premium. Our sophisticated tech hunts down affordable quotes in mere minutes, so you can get covered ASAP.

Get Started at Staveley Head

Leading caravan insurance broker for over a decade.
Policies available from over 49+ reputable insurers.

With all our knowledge & experience, we'll always steer you on the right path. Find out how it works below and how to get started.

  • Pick your insurance type.

    Find the insurance you need here. Choose from commercial and personal policy types provided by our trusted insurers.

  • Click here to get a quote.

    After you've pressed the button, we'll use our tech to compare the most competitive quotes for the cover you need.

  • Get insured. Fast.

    Leave it to us to do all the hard work to get you covered, so you can hit the road with peace of mind.

Overview

Caravan Insurance

At Staveley Head, it doesn’t matter what type of caravan you own. Caravanners with touring and static models may use them differently but at the end of the day, they have the same goal of protecting their pride and joy. We will always ensure you have tailored, suitable options to ensure your caravan is protected the way you want it to be.

So you can relax and enjoy your caravan, we’ll do all the hard work finding quotes and policies. All you have to do is choose the best fit for your caravan. 

Touring caravans in a field

What Is Caravan Insurance?

Caravan insurance provides coverage for damages or losses to a caravan. There are different policies depending on whether you have a touring or static caravan as both have different uses and face varying risks.

Unlike motorhome insurance, this type of insurance is not required by law but can be a handy essential that saves you money long term, especially in the event of a claim. Caravan insurance should not be purchased as a substitute for a legally required policy, such as insurance for a car or van.  

What Does Caravan Insurance Cover?

Caravan insurance coverage varies depending on your policy and insurer. However, we will find the right caravan insurance that covers various risks, such as accidental damage in the event of theft and fire, or even liability coverage if your caravan causes damages or injuries to others.  

Some insurers may also include coverage for personal belongings and additional living expenses if the caravan is damaged or destroyed while in use.

A mini car towing a touring caravan
A static caravan in the middle of the countryside

Can You Insure My Caravan If It’s Permanently Sited?

We can find insurance cover for your caravan if it permanently resides in England, Scotland, Wales, Northern Island, Channel Islands or the Isle of Man.  

However, if your caravan is permanently stored outside the UK, we cannot cover it. Policies covering Europe will cover your caravan only for a maximum of 90 days when you’re travelling.

How Much Is Caravan Insurance?

Whether you’re planning on travelling in Europe or just love enjoying a long weekend in the Lakes now and then, we can provide the cover that fits your lifestyle.

Call us on 0800 0815 028 for a chat with our friendly team, who will guide you to getting your caravan insured and find you a free quote in minutes.

A side profile of a caravan

What You Can Expect From Us

Why choose Staveley Head to insure your caravan?

You'll always get top tier service with us. Here are just some of the benefits and features you will get:

  • 01

    Experienced Caravan Insurance Broker

    We’ve been a leading caravan insurance broker for over a decade.

  • 02

    Reputable Caravan Insurers

    We work with some of the UK’s most reputable caravan insurance companies.

  • 03

    24-hour, UK-based Claims

    Our 24-hour, UK-based claims team are here when you need them.

  • 04

    Flexible Cover

    Choose from additional extras to protect your caravan with a truly tailored policy.

  • 05

    UK & European Cover

    Don't let an accident ruin your caravan adventures with cover in the UK and abroad.

  • 06

    Affordable Quotes

    It’s quick and easy to get a budget-friendly quote for caravan insurance.

Your Policy Unpacked

What Coverage Do You Need?

Your coverage will vary depending on your policy needs. Here are just some of the many options available from our insurers:

What we can cover you for:

  • Protection for loss or damage to personal belongings in your caravan due to fire, lightning, explosion, theft, or attempted theft.

  • Safeguard against damage or injury resulting from an accident.

  • Comprehensive coverage for your caravan when used by you or your family for social, domestic, and pleasure purposes.

  • Some policies include coverage for your caravan when in the custody of repairers and recovery vehicles.

  • Coverage extends to periods when the caravan is not in use, including your home address and the designated storage location mentioned in your schedule.

  • Depending on your policy, varying levels of expenses are offered to cover alternative accommodation needs.

  • Compensation for legal liability arising from death, bodily injury, or property damage caused by or through your use of the caravan.

What’s not included:

  • Damages caused by wear and tear resulting from the ageing or use of your caravan are not covered.

  • Individuals driving your car to tow your caravan without a valid driving licence or those disqualified from driving are not covered.

  • Damages caused by water escaping from freezing water/heating systems are excluded.

  • Events such as earthquakes, riots or civil unrest, radioactive contamination, war risks, terrorism, pollution, and contamination are not covered.

  • Loss or damage caused by theft is not covered if the car was left unlocked or if the keys were left inside or on the car.

  • Damages caused by your pets are not covered.

  • Accidents caused when the driver is under the influence of drugs are not covered.

‘New for old’ cover is fairly common in the world of caravan insurance. If your caravan is insured at ‘market value’, your caravan will be treated as brand new in terms of value at this moment in time, and it will not be treated as a new vehicle.  

There are restrictions on ‘new for old’ cover, which may differ depending on your policy and insurer. The main limits are usually that your caravan must be within ten years old and valued at the price it was when brand new, not at market value. 

A static caravan is designed for permanent or semi-permanent use rather than for holiday travel. These types of caravans are usually larger and more spacious than touring caravans. Generally, they are more comfortable to stay in all year round than the touring varieties, so they are often used as holiday homes or alternative residences.  

Static caravans will have a more home-like atmosphere than a touring caravan, with many having a fully equipped kitchen, central heating, and double-glazing. Sometimes they even have a veranda or decking for some additional outdoor space.

A touring caravan is designed for holiday travel and can be towed behind a car. Unlike a static caravan, touring caravans boast a lightweight, aerodynamic design, which makes it easier to tow and manoeuvre on the road.  

Touring caravans are equipped with basic amenities such as a kitchen, sleeping areas, and storage space, and they can be used for short and long trips. They are often used for camping and exploring different parts of a country for an extended period. 

The Caravan Registration Identification Scheme (CRiS) is a database of all caravans manufactured by the National Caravan Council (NCC) since 1992.  

When insuring your caravan, it’s extremely important that an insurer is given the CRiS, sometimes knowns as the VIN/Chassis number, along with the traditional details, such as name, and age etc. This handy number will prove that you are your beloved caravan’s registered owner. 

The CRiS number can be found along the windows of your caravan and is 17 digits long. Pre-1992 or imported caravans will have a VIN number or chassis number instead. It is possible to register your caravan with CRiS yourself. 

Frequently Asked Questions

Here are some of the most common questions we are asked about caravan insurance.

Can’t find what you’re looking for? Reach out by calling us on 0800 0815 028 to chat with our caravan insurance team.

More FAQs

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