Chauffeur Insurance
PROTECT YOUR PRESTIGE CAR
From glitzy events to high profile clients the best chauffeurs must be ready for anything. With us, your insurance will do the same.
Specialist Insurance For Chauffeurs
We work with insurers that have tailored policies aimed exclusively at chauffeurs and the risks you face in your work.
Replacement Chauffeur Vehicles
You can't work without your car. That's why we offer prestige vehicle replacement as one of our additional cover options.
Advice When You Need It
You will gain access to our dedicated team, which specialises in chauffeur and taxi policies, whenever you need advice.
Clear. Simple. Sorted.
Clear Communication.
Don't worry about your insurance, that's our job. We will support you by decoding available cover to ensure you can make an informed choice on your policy.
Save Time & Money.
With us, you won't just save on your premium. Our sophisticated tech hunts down affordable quotes in mere minutes, so you can get covered ASAP.
Get Started at Staveley Head
Leading chauffeur insurance broker for over a decade.
Policies available from over 49+ reputable insurers.
With all our knowledge & experience, we'll always steer you on the right path. Find out how it works below and how to get started.
Pick your insurance type.
Find the insurance you need here. Choose from commercial and personal policy types provided by our trusted insurers.
Click here to get a quote.
After you've pressed the button, we'll use our tech to compare the most competitive quotes for the cover you need,
Get insured. Fast.
Leave it to us to do all the hard work to get you covered, so you can hit the road with peace of mind.
Levels of Chauffeur Insurance cover
Third-Party Only
Third-Party Only is the minimum level of insurance required by law that covers the other party only in the event of an accident.
Third-Party, Fire & Theft
Your vehicle will be covered for loss or damage caused by fire, and theft, plus accident cover for third parties.
Comprehensive
Comprehensive chauffeur insurance includes Third-Party, Fire & Theft, plus more depending on your policy.
Overview
Chauffeur Insurance
As chauffeur drivers, your job and vehicle will set you apart from other motorists on the road. Every detail and consequence must be considered by a chauffeur, making it a demanding profession requiring high attention to detail.
So you should expect that same quality of service from your insurance broker. With years of chauffeur insurance experience, that’s precisely what we do at Staveley Head.
What Is a Chauffeur?
It’s easy to confuse being a taxi driver with being a chauffeur, but the two professions are very different. While a taxi driver can operate under either public or private hire, a chauffeur will exclusively work as a private hire vehicle. Chauffeurs will often be hired for special events or unique circumstances.
Being driven by a chauffeur is a luxury experience, and drivers will look the part in a dark suit. Often chauffeur drivers are trained in etiquette and security. They will look after all of their passengers’ needs and requirements, from bookings to offering advice on places to go.
Drivers must have specialist knowledge of an environment or event if they need to change their planned route for practical and safeguarding purposes. This service is tailored to their clientele, and a chauffeur may work with the same passengers over a more extended period.
What Insurance Do I Need To Be a Chauffeur?
Chauffeur insurance will cover you for ‘the carriage of passengers for hire and reward’.
Essentially, passenger liability will usually be covered by chauffeur insurance.
However, this will only cover paying customers while they are inside the car. Often chauffeurs require public liability cover in addition to chauffeur insurance.
Why Do Chauffeurs Need a Different Type of Insurance?
The type of service provided by chauffeurs is very different to standard transport work. A chauffeur will go above and beyond, then even further, to ensure the best possible service for their clientele – which puts them in situations that have a higher risk due to the luxury nature of their job.
Chauffeurs are required to transport, often high-profile, clients in high-value cars. These sought-after vehicles are often vulnerable to thieves and costly to fix in the event of an accident. Standard taxi or car insurance coverage would not be enough to cover the risks faced in this line of work.
What’s the Difference Between Chauffeur Policies and Private Hire Insurance?
Insurers take into account the following main differences between chauffeurs and private hire drivers:
- Chauffeurs are all about discretion and bespoke service – everything is planned down to the finest detail. This means a chauffeured vehicle will not have a two-way radio like a taxi.
- Chauffeurs will not take payments in their vehicles as they operate via invoices. No cash is ever exchanged in the car.
- Only luxury cars that are classed as executive vehicles – such as a Rolls Royce, Bentley, and BMW – and classic or modified vehicles will be covered by chauffeur insurance. These cars are larger, more comfortable, and expensive to maintain or fix.
- Chauffeurs are usually very experienced drivers, so their costs will differ from a standard private hire driver.
This product is designed for chauffeurs, but we also offer private hire cover and Uber taxi insurance. If you aren’t sure which policy is right, feel free to call our team on 0800 0815 025 for guidance on the correct insurance.
How Much Is Chauffeur Insurance?
The cost of your chauffeur insurance premium will depend on your driving history and numerous other factors.
Find your chauffeur insurance quote by calling 0800 0815 025 to talk to our team. Don’t have time to chat now but want a call later? Request a call-back, and one of our experts will give you a ring as soon as possible.
What You Can Expect From Us
Why choose Staveley Head to get chauffeur insurance?
You'll always get top tier service with us. Here are just some of the benefits and features you will get:
- 01
Experienced Insurance Broker
We’ve been a leading chauffeur insurance broker for over a decade.
- 02
Reputable Chauffeur Insurers
We work with some of the UK’s most reputable insurance companies.
- 03
24-hour, UK-based Claims
Our 24-hour, UK-based claims team are here when you need them.
- 05
Additional Drivers
If you need to add another chauffeur to your policy, we can make it happen.
Add-Ons & Extras
From vehicle replacement to breakdown cover, we can get you the extras you need.
- 06
Affordable Quotes
It’s quick and easy to get a budget-friendly quote for chauffeur insurance fast.
Your Policy Unpacked
What Coverage Do You Need?
Your coverage will vary depending on your policy needs. Here are just some of the many options available from our insurers:
What we can cover you for:
-
Responsibility towards third parties for bodily injury or death.
-
Coverage for individuals driving your vehicle with your consent, as long as they are named and authorised on the certificate.
-
Protection for passengers inside, entering, or exiting your vehicle.
-
Compensation for theft, attempted theft, fire, lightning, or explosion-related damage to the insured vehicle.
-
Comprehensive cover for accidental or malicious damage, or vandalism to the insured vehicle.
What’s not included:
-
Driving by individuals without a valid driving licence.
-
Any liability, loss, damage, cost, or expense incurred while a vehicle is on any part of an airport.
-
Loss or damage due to theft or attempted theft if keys (or keyless entry system) are left insecure or unattended, or inside the unattended vehicle.
-
Intentional loss or damage caused by any insured party.
-
Loss or damage resulting from improper maintenance, fuelling, or the use of substandard fuel, lubricant, or parts for your vehicle.
While some providers may accommodate a short-term policy, our insurance policies are based on 12-month contracts.
The demanding nature of this job often means that the risk–factor will vary greatly. Whether a chauffeur is working on a high-profile event or for an important client over a more extended period of time, it’s vital to consider all aspects of the job.
Alongside chauffeur insurance, drivers often opt for additional cover such as:
- Breakdown Cover: We offer a range of roadside assistance covers to get you back on the road at the scene of your breakdown.
- Excess Protection: This cover helps get back the cost of your motor insurance excess if you make a claim.
- Liability Insurance: We work with leading insurers to get the perfect policy to protect your business.
The majority of our insurers’ chauffeur policies do not include a ‘driving other cars’ extension.
Additional chauffeurs can be added to your policy, subject to specific criteria.
Frequently Asked Questions
Here are some of the most common queries we get asked about chauffeur insurance.
Can’t find what you’re looking for? Reach out to us by calling 0800 0815 025 to chat with our dedicated team.
More FAQs
Our Updates
From tips on campervan décor to motorhome essentials and guides on commercial vehicle policies, discover more about the world of insurance on our blog.
View All
