Are you looking for truck insurance as a new driver? Or maybe you’re seeking information on how to get truck insurance for young drivers? This guide can help you to get the right level of cover and provide you with tips on how you could reduce your insurance premium.
We provide truck insurance cover for drivers aged from 25+.
You’ll need to have held a full UK driving licence for at least 2 years. And a category C1 licence to drive vehicles between 3,500 to 7,500 maximum authorised mass (MAM). You’ll require a category C2 licence if you want to drive for example a rigid lorry which is similar to a 7.5-tonne lorry.
We can provide cover for up to 44 tonnes on our truck policy. This is subject to you holding the relevant CPC (Driver Certificate of Professional Competence) and again having held a full UK driving licence for a minimum of 2 years.
It’s important to make sure you’re covered correctly especially if your truck is of high value. Here are the three levels of cover available and what each one will cover you for:
Third Party - will pay out if you cause injury to other drivers, passengers and pedestrians or damage to other vehicles or property. It will not cover any damage to your vehicle or any damage caused by fire or theft.
Third Party, Fire and Theft - will pay out if you cause injury to other drivers, passengers and pedestrians or damage to other vehicles or property. It also protects you against any loss or damage to your vehicle caused by theft or fire.
Comprehensive – offering the widest amount of cover, including damage to your own vehicle and cover for a range of causes such as accident, fire, theft and third party liability.
If you’re transporting goods of any value that you don’t own, then you might need goods in transit insurance which will provide cover for up to £50,000 per load.
We all have to begin from somewhere building up our no claims discount. To help you get started we can offer an introductory discount of 20% off your premium. This is subject to you meeting certain criteria.
Getting the most competitive price is vital, especially if you’re on a tight budget. However, there are things you can do to reduce the cost of your insurance. Here are some examples:
If you’re looking to get a quote for your truck insurance please contact our dedicated team on 0800 023 7197. Alternatively, we can provide you with a quote online.