Goods In Transit Insurance
PROTECT YOUR GOODS
For delivery drivers and couriers always on the move, goods in transit will provide the necessary cover for goods and equipment.
Insurance For Goods Onboard
Our insurers offer protections for goods as they are transported from one location to another.
Specialist Cover For Tools & Equipment
This type of policy isn't just for couriers. Many trades people and hauliers transporting goods require this policy.
Coverage Claims Per Load
While many policies have a load limit per vehicle, with us you can get coverage that enables a claim per load in case of a claim.
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Leading courier insurance broker for over a decade. Policies available from over 49+ reputable insurers.
With all our knowledge & experience, we'll always steer you on the right path. Find out how it works below and how to get started.
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Overview
Goods In Transit
Goods in transit insurance offers the necessary protections for professionals who transport objects from one location to another.
For delivery drivers, couriers, and self-employed business owners always on the move, this is an essential for their livelihood and peace of mind on the job.
At Staveley Head, we partner with leading UK insurers to let you choose the right insurance policy that will work for your business – and keep your goods protected, whatever life throws your way.
What Is Goods In Transit Insurance?
Goods in transit insurance is a policy that covers items while they are transported from one place to another.
This is not a replacement for any legally required vehicle insurance, such as van or courier insurance. However, we can offer combined policies such as van insurance or courier insurance with goods in transit policies to ensure you get the appropriate cover for your business.
What Does Goods In Transit Insurance Cover?
Insuring your work equipment or the parcels you’re delivering is essential, as there is an elevated risk of damaged items on the road. Goods in transit covers property in your vehicle while being transported either for your own use or those of another person or company.
With this policy, you will be covered in the event of theft, loss, or damage caused by accidents in transit or during loading and unloading.
When choosing goods in transit insurance cover, you need to consider the following:
- The value of goods carried.
- If you need overnight cover.
- Any protection against delayed delivery.
- Protection in case of stock deterioration.
- The type of goods you’re carrying and if they are classed as possibly hazardous, such as gases.
- Overseas haulage commitments that you may have.
Are All Goods Covered?
Goods in transit insurance will not usually cover loss or damage to any of the following objects:
- Theft-attractive goods and money.
- Bottled spirits.
- Tobacco products.
- Fine arts worth over £500.
- Bullion (physical gold), silver, and precious metals.
- Some domestic electrical equipment – apart from cookers, refrigerators, freezers, dishwashers, washing machines, tumble dryers, and spin dryers.
- Computer equipment and accessories.
- Goods which authorities have confiscated.
Of course, depending on your business and the cover available, there may be exceptions where some insurers can cover these goods.
If you have special requirements for your cover, check your policy documents for full terms and conditions. Alternatively, if you are struggling to find these, you can call us on 0800 0815 025 to speak to a team member and we’ll clear up any queries on your cover.
How Much Is Goods In Transit Insurance?
Find out how much your goods in transit insurance will be by calling us for a quote at 0800 0815 024. If you’re a bit stretched for time, contact us to request a call back, and one of our experts will give you a ring as soon as possible.
What You Can Expect From Us
Why Choose Staveley Head To Insure Your Goods?
You'll always get top tier service with us. Here are just some of the benefits and features you will get:
- 01
Experienced Insurance Broker
We’ve been a leading insurance broker for over a decade.
- 02
Reputable Courier Insurers
We work with some of the UK’s most reputable insurance companies.
- 03
24-hour, UK-based Claims
Our 24-hour, UK-based claims team are here when you need them.
- 04
Add-Ons Available
Choose from additional extras to support your work, from goods in transit to public liability cover.
- 05
Delivery & Courier Fleet Policies
If you have more than one vehicle. We can find you fleet policies for multiple courier vans and vehicles.
- 06
Affordable Quotes
It’s quick and easy to get a quote for courier insurance online.
What Coverage Do You Need?
Your Policy Unpacked
Your coverage will vary depending on your policy needs. Here are just some of the many options available from our insurers:
What we can cover you for:
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Risks of loss or damage to property.
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Depending on cover, damage to tarpaulin, sheets, and ropes.
-
Damage to the goods’ containers depending on your policy.
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Loss of the insured property.
What’s not included:
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Damage to bottled spirits and tobacco products.
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Precious metal and jewellery that has been damaged.
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Goods that have been damaged due to a delay.
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Any damage from incorrect or faulty storage.
As a hard-working professional driver, you need the confidence to know that what you’re transporting is protected against loss, damage or theft.
After all, if anything goes wrong, your business, customers, and livelihood are at stake. Goods in transit cover will ensure that you can get your delivery done without worry and with peace of mind that your parcels are protected by your policy on the road.
The difference between courier insurance and goods in transit insurance is simple:
- Insurance for couriers will cover the driver and the vehicle only.
- Goods in transit insurance will only cover the contents during transportation.
Our goods in transit insurance can be purchased separately or combined with another type of commercial vehicle insurance, such as courier, truck, or van insurance.
The policyholder is responsible for goods lost or damaged in transit. As a result, any employees, such as agency drivers or independent contractors covered to drive the vehicle under the courier policy in place will be classified as under the policyholder’s direction or control.
While many policies only permit one vehicle to be covered, we can find you the correct policies that can cover multiple vehicles under a single goods in transit policy.
Goods are classed as being ‘in transit’ while they are in the policyholder’s possession (or their drivers or employees), in the vehicle or being loaded and unloaded from the vehicle. This can ensure they’re covered between drop-off points.
Frequently Asked Questions
Here are some of the most common queries we get asked about goods in transit insurance.
Can’t find what you’re looking for? Reach out to us. Call 0800 0815 024 to chat with our dedicated goods in transit insurance team.
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