Minibus Insurance
PROTECT YOUR MINIBUS NOW
Transport your customers from A to B with peace of mind that you're covered in the event of an accident.
Minibus Hire & Reward Insurance
Policies aimed at protecting taxi drivers using a minibus or drivers that have a contract sports clubs and associations.
Extra Coverage Available
We can bring you policies truly tailored to your work, where you can liability cover and multi-drivers.
Multi-Driver Policies
More than one driver? Don't worry, you can insure your minibus with a multi-driver cover.
Clear. Simple. Sorted.
Clear Communication.
Don't worry about your insurance, that's our job. We will support you by decoding available cover to ensure you can make an informed choice on your policy.
Save Time & Money.
With us, you won't just save on your premium. Our sophisticated tech hunts down affordable quotes in mere minutes, so you can get covered ASAP.
Get Started at Staveley Head
Leading minibus insurance broker for over a decade.
Policies available from over 49+ reputable insurers.
With all our knowledge & experience, we'll always steer you on the right path. Find out how it works below and how to get started.
Pick your insurance type.
Find the insurance you need here. Choose from commercial and personal policy types provided by our trusted insurers.
Click here to get a quote.
After you've pressed the button, we'll use our tech to compare the most competitive quotes for the cover you need.
Get insured. Fast.
Leave it to us to do all the hard work to get you covered, so you can hit the road with peace of mind.
Levels of Minibus Insurance cover
Third-Party Only
Third-Party Only is the minimum level of insurance required by law that covers the other party only in the event of an accident.
Third-Party, Fire & Theft
Your vehicle will be covered for loss or damage caused by fire, and theft, plus accident cover for third parties.
Comprehensive
Comprehensive minibus insurance includes Third-Party, Fire & Theft, plus more depending on your policy.
Overview
Minibus Insurance
Minibus insurance may sound complicated, but it doesn’t need to be. At Staveley Head, we’ll use our experience in the industry to make finding the right insurance for your minibus simple. Our minibus insurance coverage can include social, domestic and pleasure purposes.
Our experts will guide you through finding the right insurance policies for your commercial business over the phone. We can get you the correct cover and a quote ASAP, whether you have a contract to work with schools or you operate as a private hire taxi service.
What Insurance Do I Need for a Minibus?
The type of insurance policy you need for your minibus will depend on why you’re driving the vehicle.
For minibuses used as commercial vehicles providing a taxi service for paying customers, you need a taxi insurance policy for ‘hire and reward’. This policy can provide coverage for repairs in case of an accident, in addition to personal injury and potential legal expenses.
If you’re driving your minibus voluntarily for an organisation such as a charity, the group that owns the minibus would be the policyholder for the vehicle you’ll be driving. Organisations looking for charity minibus insurance require policies that cover volunteers to drive the vehicle, along with the correct add-ons that focus on liability.
Whatever the circumstance that require you to drive a minibus, you’ll need the right cover specific to the risks you face on the road. Call us on 0800 0815 025 now so we can guide you towards getting the appropriate coverage you need.
Why Do I Need Minibus Insurance Instead of Car Insurance for Work?
Motor insurance is a legal requirement for everyone. Without insurance, you will most certainly be rejected for work driving a minibus rather than being self-employed.
For minibus and taxi drivers who make a living transporting passengers from A to B, the risks they face will differ from the average driver. Minibus drivers are responsible for a larger group of passengers during each trip, so having the correct cover such as minibus is necessary. This type of cover can protect drivers and third-parties in case of an accident.
Do I Need a PCV Licence To Drive a Minibus?
To drive a minibus for hire and reward, you must hold a Passenger Carrying Vehicle (PCV) licence.
PCV licences have two categories:
- D licence: If your vehicle holds more than 16 seats, it may be classed as a bus or a coach and would require a category D licence.
- D1 licence: This category is suitable for driving a minibus less than eight metres long and has nine to 16 seats.
There will be certain exemptions to this rule, and we recommend you thoroughly check these before driving a passenger-carrying vehicle. We will do all we can to ensure you meet these requirements before issuing your minibus insurance policy, but the responsibility ultimately rests with you to make these checks.
How Much Does Minibus Insurance Cost?
The cost of your insurance will depend on age, location, and the type of specialist coverage you need for your minibus.
Our insurance advisers can guide you through every step to finding the market’s most competitive minibus insurance quotes. Call us on 0800 0815 025 for your minibus insurance quote.
What You Can Expect From Us
Why choose Staveley Head to insure your minibus?
You'll always get top tier service with us. Here are just some of the benefits and features you will get:
- 01
Experienced Minibus Insurance Broker
We’ve been a leading minibus insurance broker for over a decade.
- 02
Reputable Minibus & Taxi Insurers
We work with some of the UK’s most reputable taxi insurance companies.
- 03
24-hour, UK-based Claims
Our 24-hour, UK-based claims team are here when you need them.
- 04
Flexible Cover
Our flexible cover comes with no mileage restrictions.
- 05
Advisory Service
As an authorised advisory service, we use our expertise to recommend suitable policies.
- 06
Affordable Quotes
It’s quick and easy to get a quote for minibus insurance from us on the phone.
Your Policy Unpacked
What Coverage Do You Need?
Your coverage will vary depending on your policy needs. Here are just some of the many options available from our insurers:
What we can cover you for:
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Comprehensive policies can include protection for damage to the windscreen, sunroof, or windows.
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Foreign coverage in the UK and additional locations such as any member country of the European Union, Norway, Switzerland and Iceland.
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Third-party liability in the event of an accident or fire.
What’s not included:
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Theft or attempted theft if your vehicle is left unlocked, with the keys inside or nearby and if security measures aren't activated.
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Losses from terrorism or war, unless mandated by the Road Traffic Acts.
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Loss due to normal wear and tear, mechanical failures, or electronic breakdowns.
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Damage caused by deception by the policyholder.
While some providers have started short-term insurance policies, only 12-month contracts are available at Staveley Head.
A minibus is a multi-purpose vehicle (MPV) with six to 17 seats. If the number of seats exceeds this, your vehicle may be classed as a coach or a bus.
You can add multiple drivers to your cover. Adding another driver to your cover may affect your premium, and there will be an administration fee for the adjustment. Call us on 0800 0815 025 to let us know that you want multi-driver coverage, and we’ll start the process
Under certain conditions, you can drive a minibus with up to 16 passenger seats with a normal car driving licence (category B) for social reasons. This means that as long as you’re not being paid to drive the minibus professionally (for hire and reward), you don’t need a specialist licence.
Frequently Asked Questions
Here are some of the most common queries we get asked about minibus insurance.
Can’t find what you’re looking for? Reach out to us by calling 0800 0815 025 to chat with our dedicated minibus insurance team.
More FAQs
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