Motorhome Insurance
PROTECT YOUR MOTORHOME NOW
There's nothing like hitting the open road in your motorhome. Whether you have an American motorhome or a classic RV, we'll get you covered.
Policies For Different Motorhomes
Cover available for American motorhomes, RVs and left-hand drive models up to a maximum gross weight of 7.5 tonnes.
Discounts For Caravan Club Members
Exclusive discounts for Camping and Caravanning Club and Caravan and Motorhome Club members.
Tailor Your Policy With Extras
Pick from breakdown cover, excess protection, foreign cover and legal expenses cover.
Clear. Simple. Sorted.
Clear Communication.
Don't worry about your insurance, that's our job. We will support you by decoding available cover to ensure you can make an informed choice on your policy.
Save Time & Money.
With us, you won't just save on your premium. Our sophisticated tech hunts down affordable quotes in mere minutes, so you can get covered ASAP.
Get Started at Staveley Head
Leading motorhome insurance broker for over a decade.
Policies available from over 49+ reputable insurers.
With all our knowledge & experience, we'll always steer you on the right path. Find out how it works below and how to get started.
Pick your insurance type.
Find the insurance you need here. Choose from commercial and personal policy types provided by our trusted insurers.
Click here to get a quote.
After you've pressed the button, we'll use our tech to compare the most competitive quotes for the cover you need.
Get insured. Fast.
Leave it to us to do all the hard work to get you covered, so you can hit the road with peace of mind.
Levels of Motorhome Insurance cover
Third-Party Only
Third-Party Only is the minimum level of insurance required by law that covers the other party only in the event of an accident.
Third-Party, Fire & Theft
Your vehicle will be covered for loss or damage caused by fire, and theft, plus accident cover for third parties.
Comprehensive
Comprehensive motorhome insurance includes Third-Party, Fire & Theft, plus more depending on your policy.
Overview
Motorhome Insurance
Staveley Head is a specialist broker for campervan and motorhome insurance. From RVs to conversions, you can get tailored cover for a broad range of vehicles and add optional extras like breakdown cover and travel insurance.
With years of industry experience, we work with the UK’s leading motorhome insurance companies to secure you the right cover at the best price. Motorhome club member discounts are available, and our UK-based claims team offers 24-hour support if you need it.
It’s easy to get a quote and arrange your cover online or over the phone, either click the ‘get a quote’ button or call us on 0800 0815 028.
What Is Motorhome Insurance?
Motorhome insurance is a specialist policy that covers the different uses for your motorhome.
Having basic motorhome insurance is a legal requirement – unless you’ve officially declared it off the road. Even if your motorhome isn’t being used though, you might want to protect it against theft and other risks.
Many motorhome owners opt for comprehensive motorhome insurance. It can offer protection for pricey contents like camping gear, while offering the possibility of add-ons such as breakdown cover and foreign cover.
How To Get Cheap Motorhome Insurance
If you want to save money on your premiums without reducing your motorhome’s insurance cover, there are a few penny-pinching steps you can take.
To reduce premiums, we highly recommend:
- Paying your premium annually. This will reduce any interest that can be gathered by monthly payments. However, we understand that for many, monthly payments are more manageable.
- Keep your motorhome secure by storing it in the garage or on a secure site, and invest in more sophisticated security alarms.
- Joining a camping club can occasionally knock money off of your premium, with many insurers offering discounts to members.
- Instead of renewing, shop around and compare motorhome insurance policies with a specialist broker like us.
- If you can afford to, increase your voluntary excess. Boosting the amount you’re willing to pay towards a claim is a simple way to reduce your premium. Just remember you’ll need to be able to pay it if you do have to make a claim.
Can I Drive a Motorhome on My Car Insurance?
You need a specialist policy that covers motorhomes. A car insurance policy is not enough to protect your motorhome as the risks it faces will vary.
Similar to car insurance, it is a legal requirement to have at least third-party insurance for your motorhome. In a similar way to standard car cover, a motorhome policy can cover your vehicle for everything from damage in accidents to fire and theft.
However, since you sleep, travel and cook in motorhome as well as drive it on the road, it requires a different policy to encompass more risks.
What You Can Expect From Us
Why choose Staveley Head to insure your motorhome?
You'll always get top tier service with us. Here are just some of the benefits and features you will get:
- 01
Experienced Motorhome Insurance Broker
We’ve been a leading motorhome insurance broker for over a decade.
- 02
Reputable Motorhome Insurers
We work with some of the UK’s most reputable motorhome insurance companies.
- 03
24-hour, UK-based Claims
Our 24-hour, UK-based claims team are here when you need them.
- 04
Flexible Cover
Choose from additional extras to protect your motorhome with a truly tailored policy.
- 05
UK & European Cover
Don't let an accident ruin your motorhome adventures with cover in the UK and abroad.
- 06
Affordable Quotes
It’s quick and easy to get a quote for motorhome insurance online.
Your Policy Unpacked
What Coverage Do You Need?
Your coverage will vary depending on your policy needs. Here are just some of the many options available from our insurers:
What we can cover you for:
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Protection against liability to third parties in case of accidents, injuries, or fatalities.
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Options for replacement or assistance with repairs if your motorhome is lost, stolen, or damaged.
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Depending on your policy, reimbursement at market value in case of motorhome loss.
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Coverage within EU, EEA, and Schengen zones.
What’s not included:
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Theft if the motorhome is left unlocked, unattended, or unsecured.
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Individuals driving without a valid licence or disqualified from driving.
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Excludes any gradual wear and tear over time.
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Accidents or injuries resulting from unsafe loading or overcapacity of the motorhome.
The key difference between motorhome and caravan insurance is that you don’t legally need caravan insurance. Motorhome insurance is a necessity as it’s classed as a vehicle used on the road. We highly recommend that caravan owners still have insurance for peace of mind.
The main difference is in size. Motorhomes tend to be bigger than campervans and have more permanent fixtures like sinks and cupboards, which can affect the price of insurance.
Some campervans can also be covered by car or van insurance, whereas motorhomes legally require a separate policy.
Either way, we can help confirm your vehicle classification and get you the right cover – whether it’s campervan insurance or a motorhome policy.
A tracker or immobiliser can provide your motorhome with extra security. Depending on the insurer, it could earn you a cheaper premium unless fitment is compulsory due to the value of your vehicle.
A Pro-Active GPS is a minimum for tracking devices. If an immobiliser is fitted, it must fall under Thatcham category 1 or 2.
The answer depends on the weight of the vehicle and when you qualified for your licence.
If you passed your test before 1st January 1997, you’re entitled to drive vehicles weighing up to 7,500kg.
If you passed afterwards, you can drive vehicles weighing up to 3,500kg – but you’ll need to pass a heavy goods vehicle test to drive anything above that.
The same goes if you want to drive a motorhome over 7,500kg, though most motorhomes fall under these two limits.
You’ll need to make us aware of any accidents or claims within the past five years, including fault and non-fault claims. We’ll ask you all the right questions to make sure all the information is ready for your application to your insurer.
You can speak to the vehicle manufacturer or refer to the vehicle handbook if the security item is factory-fitted. Fitting an immobiliser or tracker aftermarket will mean you’ll have to supply documents as proof.
Frequently Asked Questions
Here are some of the most common queries we get asked about motorhome insurance.
Can’t find what you’re looking for? Reach out by calling us on 0800 0815 028 to chat with our dedicated motorhome insurance team.
More FAQs
Our Updates
From tips on campervan décor to motorhome essentials and guides on commercial vehicle policies, discover more about the world of insurance on our blog.
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