Uber Taxi Insurance
PROTECT YOUR CAB & PASSENGERS
Whether you’re a veteran Uber cabbie or just starting out, we can get you covered with an affordable policy by an Uber-approved insurer.
Policies By Uber-Approved Insurers
Don't worry about finding accepted insurers, we'll take care of that. We work with Uber-approved insurers to ensure you can get the cover you need.
Insurance For Hire, Reward & Social Use.
When it's time to clock off, we can still make sure your vehicle is covered. We can offer you specialist private hire taxi insurance for hire, reward and social use.
Liability & More Extras.
Insurance shouldn't be one-size-fits-all. Get truly tailored coverage with those necessary extras, including liability and optional equipment cover.
Clear. Simple. Sorted.
Clear Communication.
Don't worry about your insurance, that's our job. We will support you by decoding available cover to ensure you can make an informed choice on your policy.
Save Time & Money.
With us, you won't just save on your premium. Our sophisticated tech hunts down affordable quotes in mere minutes, so you can get covered ASAP.
Get Started at Staveley Head
Leading taxi insurance broker for over a decade.
Policies available from over 49+ reputable insurers.
With all our knowledge & experience, we'll always steer you on the right path. Find out how it works below and how to get started.
Pick your insurance type.
Find the insurance you need here. Choose from commercial and personal policy types provided by our trusted insurers.
Click here to get a quote.
After you've pressed the button, we'll use our tech to compare the most competitive quotes for the cover you need.
Get insured. Fast.
Leave it to us to do all the hard work to get you covered, so you can hit the road with peace of mind.
levels of Uber Taxi Insurance cover
Third-Party Only
Third-Party Only is the minimum level of insurance required by law that covers the other party only in the event of an accident.
Third-Party, Fire & Theft
Your vehicle will be covered for loss or damage caused by fire, and theft, plus accident cover for third parties.
Comprehensive
Comprehensive Uber taxi insurance includes Third-Party, Fire & Theft, plus more depending on your policy.
Overview
Private Hire Insurance For Uber Taxi Drivers
Uber has completely changed the taxi business. Whether you’re a veteran cabbie looking into becoming an Uber driver or just starting as an Uber driver to supplement another income, it’s vital to have the right insurance policy in place.
Uber taxi insurance can seem intimidating and confusing even to the most seasoned taxi drivers, so we thought we’d break down everything you need to consider when getting Uber taxi insurance.
What Insurance Do You Need To Be a Uber Driver?
In the US, Uber offers insurance for part of the private hire journey, but personal insurance must be purchased when driving without passengers. However, in the UK, this insurance option is not provided.
Uber drivers in the UK require private hire insurance, also known as hire and reward. Uber is not responsible for its UK driver’s insurance as they do not own vehicles. It is ultimately the driver’s responsibility to ensure their Uber taxi has the correct insurance, which must be proven to Uber during the onboarding process.
What Type of Vehicle Do I Need To Drive for Uber?
The type of car you need to drive for Uber can vary depending on location. Uber is following suit with the taxi industry moving closer to embracing more electric vehicles.
In a nutshell, to meet the requirements to drive an Uber taxi, your car must:
- Have a model year that meets local licensing authority regulations.
- Be a four-door car or minivan.
- Not have any brand logo.
- Be in good working condition and have no surface damage.
- Be licensed for transporting at least four passengers.
- If you are working for Uber in London, there are a few additional regulations from 1st January 2023.
- Your taxi must be Zero Emission Capable (ZEC).
- Your vehicle must meet the Euro 6 emission standards.
Who Can Be an Uber Driver?
There are some minimum requirements you’ll need to drive with Uber, such as:
- Being at least 21 years of age.
- Holding a valid UK driver’s licence.
- You’ll need a private hire licence from a council that licences Uber.
- The required years of driving experience will depend on the city where you’re based.
- You’ll need a vehicle that should be at least 2008 or newer.
Successful applicants attend an onboarding process where they must prove they have the required skills, training and knowledge to drive for Uber.
How Much Will Taxi Insurance for Uber Drivers Cost?
Our private hire insurance for Uber drivers provides comprehensive and third-party fire and theft cover. You can find out more online by calling our dedicated Uber team at 0800 0815 025 and get on the road towards being insured.
What You Can Expect From Us
Why choose Staveley Head to insure your Uber taxi?
You'll always get top tier service with us. Here are just some of the benefits and features you will get:
- 01
Experienced Taxi Insurance Broker
We’ve been a leading taxi insurance broker for over a decade.
- 02
Reputable Taxi Insurers
We work with some of the UK’s most reputable taxi insurance companies, including Uber-approved insurers.
- 03
24-hour, UK-based Claims
Our 24-hour, UK-based claims team are here when you need them.
- 04
Flexible Cover
Our flexible cover comes with no mileage restrictions.
- 05
Advisory Service
As an authorised advisory service, we use our expertise to recommend suitable policies.
- 06
Affordable Quotes
It’s quick and easy to get a budget-friendly quote for taxi insurance.
Your Policy Unpacked
What Coverage Do You Need?
Your coverage will vary depending on your policy needs. Here are just some of the many options available from our insurers:
What we can cover you for:
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Liability cover for third-party death or bodily injury.
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Liability coverage for your passengers.
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Windscreen and sunroof cover for broken class with comprehensive cover.
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Replacements for locks as a result of damage.
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Passengers’ personal belongings and luggage up to a certain amount, depending on your policy.
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Cover for additional named drivers.
What’s not included:
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If the insured vehicle is being used for a purpose other than that shown in the description of use in the certificate.
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Loss or damage caused by theft or attempted theft if the keys (or keyless entry system) are left unsecured or unattended.
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Loss or damage resulting from incorrectly maintaining or fuelling your vehicle.
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Loss of value following repair.
We have insured taxi drivers with policies from Uber-approved insurers, Inshur and Kinetiq.
Public hire insurance will only cover taxis picking up passengers that haven’t been booked in advance.
Since Uber drivers transport customers on pre-planned trips via the rideshare app, they need a private hire taxi policy.
The Euro emission standard was created in 1993 to lower car-generated pollution. Many cars made after 2015 will have been designed to meet the up-to-date Euro 6 standards.
It is essential to double-check the model and make of your car, as only some vehicles will comply.
A Zero Emission Capable (ZEC) vehicle is a car that will be able to run with an estimated zero emissions within 20 miles (32km). These types of cars include electric models with rechargeable batteries and hybrid cars.
You cannot use your personal car for commercial work. Since you’ll be operating your Uber vehicle as a taxi, you must have a ‘hire and reward’ commercial insurance policy. A personal car insurance policy is not enough to cover the level of risks faced by commercial vehicles.
Frequently Asked Questions
Here are some of the most common queries we get asked about Uber-approved taxi insurance.
Can’t find what you’re looking for? Reach out to us via email at taxi@staveleyhead.co.uk or call 0800 0815 025 to chat with our dedicated taxi team.
More FAQs
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