Having a liability insurance policy is absolutely essential to avoid the possibility of putting your business in jeopardy. We understand this necessity and work with the nation’s leading insurers to ensure that you get the perfect policy for you and your business.
- Public, products and employers’ liability available.
- Most trades and businesses are covered.
- Expert staff is on hand to answer your questions.
What is liability insurance?
Liability insurance protects individuals and businesses from financial losses resulting from legal actions. In general, it covers damages that the insured party may be legally responsible for, such as injuries to another person or damage to someone else’s property.
The main types of liability insurance suitable for a business are:
- Public liability insurance
- Employers’ liability insurance
- Product liability insurance
Liability insurance can be purchased as part of a larger insurance policy, or it can be purchased as a standalone policy.
Is it compulsory to have liability insurance?
If you employ anybody in any capacity, it’s a legal requirement to have an employer’s liability insurance policy in force. Liability insurance helps to ensure that businesses are able to compensate their employees for any injuries or losses they may suffer while working for a business.
It is an important type of insurance for companies of all sizes, even very small independent businesses, as it can help protect them from financial losses that could be incurred as a result of legal actions.
While public liability and product liability are not compulsory, they are extremely important and will be seen by many businesses you may partner with as a minimum requirement to fulfil contractual negotiations.
Can I pay monthly for my liability insurance?
We offer monthly payments on all our policies. However, as the premium is usually low, it will make more financial sense to pay for your cover in one go.
How much is liability insurance for my business?
Customers need to know that you have something that will guarantee the safety of you both, but it doesn’t have to come at a huge cost. With our extensive experience in insurance, our experts work hard to get the best deals and deliver some great savings. Call us today on 0800 0815 026 for a liability insurance quote for your business to get immediate cover.