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Taxi Insurance

We tell you everything you need to know about public and private hire taxi insurance. Find out more and get a quote today.

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Taxi Insurance

We provide taxi insurance for private and public hire taxis across the UK, including London taxis, black cabs and Uber taxis.

Just as you have all the knowledge about your local roads, with more than 20 years of experience insuring taxis and cabs under our belts, we understand the challenges and demands taxi drivers face every day.

We offer coverage that includes everything from unlimited mileage and accidental damage to vehicles with up to 8 seats – our cover can be just as accommodating as you are with every fare.

Beyond protecting you and your vehicle, we’re here to support you with excellent customer service and a 24-hour UK-based claims team.

Get a quick online quote for public or private hire taxi insurance to find the right coverage for your taxi.

Why us?
Taxi Insurance Guides
Taxi Insurance FAQS
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Feefo Logo (57 reviews)
  • Dedicated and highly experienced taxi insurance team
  • Introductory discounts available
  • Cover for vehicles up to 15 years old
  • 24-hour UK-based claims team
  • No mileage restrictions

Your Taxi Insurance Policy Explained
Making sure you have a good understanding of your taxi insurance is important, as it’ll give you peace of mind knowing that you are correctly covered for all your needs. Read more

How to keep you and your taxi safe and secure
As a taxi driver your role is to safely drive your customers to their desired destination. However, your taxi isn’t just a means of transport, it’s your livelihood. Investing your hard earned money into your taxis security will not just safeguard your taxi but it can help to keep you safe. Read more

Finding the Right Private Hire (Minicab) Taxi Insurance
If you’re a private hire (mini cab) taxi driver, it’s important that you have the right level of insurance to make sure that you, your passengers and vehicle are all protected. Read more

Do I Need Public Liability Insurance for My Taxi?
Public liability insurance is essential cover for anyone who deals with the general public, although you won’t usually find this type of cover as part of your taxi insurance policy. Read more

Named Drivers and Taxi Insurance
This guide should provide you with all the information you may need when taking out a taxi insurance policy where named drivers will be driving your taxi. Read more

How to Insure Large Taxi Vehicles Such as Multi Purpose Vehicles (MPVs)
Whether it’s on a school run, transporting holiday makers to the airport or taking groups of party goers into town, large taxi vehicles such as MPVs have a wide range of uses. Read more

We’ve answered your popular questions about taxicab insurance, but feel free to contact us for more information.

Your taxi insurance questions answered

Can I drive other vehicles if I take out comprehensive taxi insurance?

Unfortunately, we can’t offer this due to the circumstances under which taxis are used and because of the considerable difference in vehicle types.
Which types of vehicle can I cover?
If you are carrying passengers for hire or reward, we can provide taxi insurance cover for most types of vehicle. More specifically, we can provide minicab insurance, black cab insurance or minibus insurance – just let us know what taxi insurance quotes you need.
Can I use my taxi for social use as well as private hire?
Your taxi insurance policy will allow social, domestic and pleasure use in addition to hire and reward. However, many local authorities forbid a plated vehicle to be used by an unregistered driver, so it’s always best to check first.
Do you offer short-term policies?
Currently, all of our taxi insurance policies are for 12-month periods only.
Do I have to pay in full?
No. All of our taxi insurance policies are available with a handy monthly instalment option. Terms and conditions apply.
Within how long do I need to declare any previous claims or convictions?
We need to know about all previous claims within the last five years (whether your fault or not). All motoring offences within the last five years, or those still endorsed on your driving licence, must be disclosed when taking out your taxi insurance policy.

We're not the kind of people to try and pull the wool over our customer's eyes. So, we use Feefo, an entirely independent third party company, to collect feedback on every policy we sell.

We value your feedback and will always act upon it. If you'd like to make a suggestion as to how we could improve our products or customer service please use our contact us form.

 

91% of customers liked our service (57 reviews)

5 hours ago

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TAXI INSURANCE

Competitive price & good package.

1 day ago

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TAXI INSURANCE

Good service. 4 Stars because there is always room for improvement

3 weeks ago

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TAXI INSURANCE

First class gob in buiness

3 weeks ago

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TAXI INSURANCE

It does what I want for a competitive price

4 weeks ago

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TAXI INSURANCE

Service is very good great

4 weeks ago

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TAXI INSURANCE

Great price , if it don’t go up next year , I will stay another year

1 month ago

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TAXI INSURANCE

I hope to be your customers for many years to come but please offer a fair renewed price.

1 month ago

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TAXI INSURANCE

Best People for your Private Hire Insurance.

1 month ago

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TAXI INSURANCE

Very competitive rates. Great service.

2 months ago

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TAXI INSURANCE

Highly recommended ......

2 months ago

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TAXI INSURANCE

The most reasonable online and you can pay it off any time so u have the payment method of ur choice

3 months ago

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TAXI INSURANCE

Best rate, far better than any other insurance company

WHAT’S THE DIFFERENCE BETWEEN PUBLIC AND PRIVATE HIRE INSURANCE?

Public hire taxi insurance is for public taxis, such as hackney carriages, which can be hailed in the street, hired from a taxi rank, or booked in advance.

Private hire taxi insurance is for private vehicles that can’t be flagged down and must be booked in advance, like Ubers, or cabs that work from a designated private taxi base.

We can help you get the public or private hire insurance you need for your taxi. 

WHAT OPTIONAL INSURANCE SHOULD I CONSIDER?

Because of the unpredictable nature of the job, it can be useful to take out optional taxi insurance coverage, such as:

  • Motor legal insurance: We know accidents can happen at any time. Protect yourself with up to £100,000 of motor legal cover including recovery of uninsured losses, personal injury cover and a guaranteed replacement vehicle regardless of fault.
  • Taxi breakdown insurance: We know your vehicle is your livelihood. We aim to get you back out on the road as quickly as possible. If repairs can’t be made at the roadside, we’ll work to get you to a local garage.
  • Excess protection: If you’re required to pay an excess, such as if you’re hit by an uninsured driver or you’re at fault for an accident, you’ll be covered.
  • Public liability insurance: You interact with dozens of customers every week. Make sure you, your passengers, and your business are protected against motoring accidents and claims. Exclusions apply. Learn more about public liability insurance.  

WHAT TYPES OF VEHICLES CAN I COVER WITH MY TAXI INSURANCE?

We provide taxi insurance for most licensed vehicles that carry passengers for hire or reward. This includes both public and private hire taxicabs, such as Uber drivers, black cabs, hackney cabs and London taxis. 

HOW MUCH DOES TAXI INSURANCE COST?

Our taxi insurance is available from as little as £728* (plus fees). Check out our rates and find out how much you could potentially save.

HOW TO DRIVE DOWN THE COST OF TAXI INSURANCE

There are many ways you can reduce the cost of your taxi insurance. Take a look at our tips to help drive down your premium:

  • Choosing a higher voluntary excess can help to lower your premium but make sure you select an excess that you can comfortably afford to pay in the event of a claim
  • Having a tracker installed can enhance your security with a panic alert button that can be activated in the event of an emergency
  • Improving your security with a hardwired Dashcam/CCTV, this’ll make your vehicle more difficult to steal and thus less theft attractive
  • Drive carefully to avoid convictions by abiding by the rules, such as the speed limit, can help to keep your premium down
  • Building up a claim-free record and a full No Claims Discount by driving responsibly will contribute towards lowering your insurance costs

OTHER COVER YOU MAY BE INTERESTED IN

Chauffeur insurance: A range of coverage options specifically for chauffeurs and limousine drivers, along with extra coverage such as chauffeur and private hire breakdown cover.

Minibus insurance: Coverage available for vehicles with 8-16 passenger seats. Protection for both business and personal use, along with extra options such as liability insurance.

Private hire insurance: For minicabs and taxis that are pre-booked, to ensure the vehicle, driver and passengers are protected. 

HOW TO GET A TAXI INSURANCE QUOTE

Compare our taxi insurance rates and buy online in a matter of minutes. All you need to do is enter your information and taxi details to get started. 

GET QUOTE

*Terms and Conditions apply.  All premiums are subject to underwriting. Premiums quoted were correct at 09.10.18.

Taxi Insurance Insurance
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Feefo Logo (57 reviews) 4.5
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