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Taxi Insurance

Staveley Head is one of the UK’s fastest-growing specialist providers of taxi insurance for public, private hire and Uber drivers. Get your quote online today.

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Staveley Head is a specialist provider of annual private hire taxi insurance, public hire taxi insurance and private hire cover for Uber drivers.

As one of the UK’s most experienced insurance brokers with over 20 years of industry expertise, we do everything we can to get you the right cover at the best possible price.

Beyond protecting you and your vehicle, we’re here to support you with excellent customer service and a 24-hour UK-based claims team.

Arranging your cover with us is a fast and simple process. Get your quote online today.

Why us?
Taxi guides
  • Dedicated and highly experienced team
  • Introductory discounts available
  • Cover for vehicles up to 15 years old
  • 24-hour UK-based claims team
  • Accidental damage for vehicles with up to 8 seats
  • No mileage restrictions

Your taxicab insurance policy explained
Making sure you have a good understanding of your cover is important, as it’ll give you peace of mind knowing that you are correctly covered for all your needs. Read more

How to keep you and your taxi safe and secure
As a taxi driver, your role is to safely drive your customers to their desired destination. However, your taxi isn’t just a means of transport, it’s your livelihood. Investing your hard-earned money into your taxis security will not just safeguard your taxi but it can help to keep you safe. Read more

Finding the right private hire insurance
If you’re a private hire (minicab), taxi driver, it’s important that you have the right level of insurance to make sure that you, your passengers and vehicle are all protected. Read more

Do I need public liability insurance for my cab?
Public liability insurance is essential cover for anyone who deals with the general public, although you won’t usually find this type of cover as part of your taxi insurance policy. Read more

Adding named drivers on your taxi policy
This guide should provide you with all the information you may need when taking out an insurance policy where named drivers will be driving your taxi. Read more

Insuring taxis and multi-purpose vehicles
Whether it’s on a school run, transporting holidaymakers to the airport or taking groups of party-goers into town, large taxi vehicles such as MPVs have a wide range of uses. Read more

TYPES OF TAXI INSURANCE

Comprehensive - Our widest level of cover for you and your vehicle. Comprehensive cover includes accidental damage, fire and theft or attempted theft of your vehicle as well as third party liabilities in the event of an accident. Cover also includes damage to your windscreen and accessories of the trade permanently fitted to your vehicle.

Third party, fire and theft – Covers you for third party liabilities if you have an accident while driving. We will also cover you for loss or damage to your vehicle that is caused by fire, lightning, explosion, theft or attempted theft and malicious damage. This includes accessories of the trade permanently fitted to your vehicle.

WHAT’S THE DIFFERENCE BETWEEN PUBLIC AND PRIVATE HIRE INSURANCE?

Public hire insurance is for public taxis, such as hackney carriages, which can be hailed in the street, hired from a taxi rank, or booked in advance.

Private hire insurance is for private vehicles that can’t be flagged down and must be booked in advance, like Ubers, or cabs that work from a designated private taxi base.

We can help you get the right public hire or private hire taxi insurance to suit your needs.

WHAT OPTIONAL INSURANCE SHOULD I CONSIDER?

Because of the unpredictable nature of the job, it can be useful to take out optional extra insurance, such as:

Motor legal insurance: We know accidents can happen at any time. Protect yourself with up to £100,000 of motor legal cover including recovery of uninsured losses, personal injury cover and a guaranteed replacement vehicle regardless of fault.

Taxi breakdown insurance: We know your vehicle is your livelihood, so we’ll aim to get you back out on the road as quickly as possible. If repairs can’t be made at the roadside, we’ll work to get you to a local garage. Learn more about breakdown insurance.

Excess protection: If you’re required to pay an excess, such as if you’re hit by an uninsured driver or you’re at fault for an accident, you’ll be covered.

Public liability insurance: You interact with dozens of customers every week. Make sure you, your passengers, and your business are protected against motoring accidents and claims. Exclusions apply. Learn more about public liability insurance.

WHAT TYPES OF VEHICLES CAN I COVER?

We provide taxi insurance for a wide range of licensed vehicles that carry passengers for hire or reward. This includes both public and private hire taxicabs, such as Uber drivers, black cabs, hackney cabs and London taxis.

HOW MUCH DOES TAXI INSURANCE COST?

You can insure your taxi with us from as little as £728* (plus fees). Check out our rates and find out how much you could potentially save.

HOW TO DRIVE DOWN THE COST OF TAXI INSURANCE

There are many ways you can reduce the cost of insuring your taxi. Take a look at our tips to help drive down your premium:

  • Choosing a higher voluntary excess can help to lower your premium but make sure you select an excess that you can comfortably afford to pay in the event of a claim.
  • Having a tracker installed can enhance your security with a panic alert button that can be activated in the event of an emergency.
  • Improving your security with hardwired Dashcam/CCTV, this’ll act as a deterrent and make your vehicle less theft attractive.
  • Drive carefully to avoid convictions by abiding by the rules, such as the speed limit, can help to keep your premium down.
  • Building up a claim-free record and a full No Claims Discount by driving responsibly will contribute towards lowering your insurance costs.

YOUR TAXICAB INSURANCE QUESTIONS ANSWERED

We’ve answered your popular questions about taxicab insurance, but feel free to contact us for more information.

Can I drive other vehicles if I take out comprehensive cover?

Unfortunately, we can’t offer this due to the circumstances under which taxis are used and because of the considerable difference in vehicle types.

Which types of vehicle can I cover?

If you are carrying passengers for hire or reward, we can provide insurance cover for most types of vehicle. More specifically, we can provide minicab insurance, black cab insurance or minibus insurance – just let us know what taxi insurance quotes you need.

Can I use my taxi for social use as well as private hire?

Your taxi insurance policy will allow social, domestic and pleasure use in addition to hire and reward. However, many local authorities forbid a plated vehicle to be used by an unregistered driver, so it’s always best to check first.

Do you offer short-term policies?

Currently, all of our taxi insurance policies are for 12-month periods only.
Do I have to pay in full?

No. All of our taxi insurance policies are available with a handy monthly instalment option. Terms and conditions apply.

Within how long do I need to declare any previous claims or convictions?

We need to know about all previous claims within the last five years (whether your fault or not). All motoring offences within the last five years, or those still endorsed on your driving licence, must be disclosed when taking out your taxi insurance policy.

OTHER COVER YOU MAY BE INTERESTED IN

Chauffeur insurance: A range of coverage options specifically for chauffeurs and limousine drivers, along with extra coverage such as chauffeur and private hire breakdown cover.

Minibus insurance: Coverage available for vehicles with 8-16 passenger seats. Protection for both business and personal use, along with extra options such as liability insurance.

Private hire insurance: For minicabs and taxis that are pre-booked, to ensure the vehicle, driver and passengers are protected.

HOW TO GET A TAXI INSURANCE QUOTE

Compare our rates and buy online in a matter of minutes. All you need to do is enter your information and taxi details to get started. 

GET QUOTE

*Terms and Conditions apply.  All premiums are subject to underwriting. Premiums quoted were correct at 09.10.18.

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