We provide taxi insurance for private and public hire taxis across the UK, including London taxis, black cabs and Uber taxis.
Just as you have all the knowledge about your local roads, with more than 20 years of experience insuring taxis and cabs under our belts, we understand the challenges and demands taxi drivers face every day.
We offer coverage that includes everything from unlimited mileage and accidental damage to vehicles with up to 8 seats – our cover can be just as accommodating as you are with every fare.
Beyond protecting you and your vehicle, we’re here to support you with excellent customer service and a 24-hour UK-based claims team.
Get a quick online quote for public or private hire taxi insurance to find the right coverage for your taxi.
Your Taxi Insurance Policy Explained
Making sure you have a good understanding of your taxi insurance is important, as it’ll give you peace of mind knowing that you are correctly covered for all your needs. Read more
How to keep you and your taxi safe and secure
As a taxi driver your role is to safely drive your customers to their desired destination. However, your taxi isn’t just a means of transport, it’s your livelihood. Investing your hard earned money into your taxis security will not just safeguard your taxi but it can help to keep you safe. Read more
Finding the Right Private Hire (Minicab) Taxi Insurance
If you’re a private hire (mini cab) taxi driver, it’s important that you have the right level of insurance to make sure that you, your passengers and vehicle are all protected. Read more
Do I Need Public Liability Insurance for My Taxi?
Public liability insurance is essential cover for anyone who deals with the general public, although you won’t usually find this type of cover as part of your taxi insurance policy. Read more
How to Insure Large Taxi Vehicles Such as Multi Purpose Vehicles (MPVs)
Whether it’s on a school run, transporting holiday makers to the airport or taking groups of party goers into town, large taxi vehicles such as MPVs have a wide range of uses. Read more
Public hire taxi insurance is for public taxis, such as hackney carriages, which can be hailed in the street, hired from a taxi rank, or booked in advance.
Private hire taxi insurance is for private vehicles that can’t be flagged down and must be booked in advance, like Ubers, or cabs that work from a designated private taxi base.
We can help you get the public or private hire insurance you need for your taxi.
Because of the unpredictable nature of the job, it can be useful to take out optional taxi insurance coverage, such as:
We provide taxi insurance for most licensed vehicles that carry passengers for hire or reward. This includes both public and private hire taxicabs, such as Uber drivers, black cabs, hackney cabs and London taxis.
Our taxi insurance is available from as little as £728* (plus fees). Check out our rates and find out how much you could potentially save.
There are many ways you can reduce the cost of your taxi insurance. Take a look at our tips to help drive down your premium:
We’ve answered your popular questions about taxicab insurance, but feel free to contact us for more information.
Can I drive other vehicles if I take out comprehensive taxi insurance?
Unfortunately, we can’t offer this due to the circumstances under which taxis are used and because of the considerable difference in vehicle types.
Which types of vehicle can I cover?
If you are carrying passengers for hire or reward, we can provide taxi insurance cover for most types of vehicle. More specifically, we can provide minicab insurance, black cab insurance or minibus insurance – just let us know what taxi insurance quotes you need.
Can I use my taxi for social use as well as private hire?
Your taxi insurance policy will allow social, domestic and pleasure use, in addition, to hire and reward. However, many local authorities forbid a plated vehicle to be used by an unregistered driver, so it’s always best to check first.
Do you offer short-term policies?
Currently, all of our taxi insurance policies are for 12-month periods only.
Do I have to pay in full?
No. All of our taxi insurance policies are available with a handy monthly instalment option. Terms and conditions apply.
Within how long do I need to declare any previous claims or convictions?
We need to know about all previous claims within the last five years (whether your fault or not). All motoring offences within the last five years, or those still endorsed on your driving licence, must be disclosed when taking out your taxi insurance policy.
Chauffeur insurance: A range of coverage options specifically for chauffeurs and limousine drivers, along with extra coverage such as chauffeur and private hire breakdown cover.
Minibus insurance: Coverage available for vehicles with 8-16 passenger seats. Protection for both business and personal use, along with extra options such as liability insurance.
Private hire insurance: For minicabs and taxis that are pre-booked, to ensure the vehicle, driver and passengers are protected.
Compare our taxi insurance rates and buy online in a matter of minutes. All you need to do is enter your information and taxi details to get started.
*Terms and Conditions apply. All premiums are subject to underwriting. Premiums quoted were correct at 09.10.18.