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Courier Insurance


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Courier Insurance

Finding the correct insurance cover is essential, whether you’re a self-employed courier or you work for a courier business. As one of the UK’s most experienced courier insurance brokers, we work with many leading insurers to get you the right cover at the best price.  

We’ll compare different courier insurance policies to make the process easier and guide you through every step to getting insured. From tailored coverage to valuable extras such as goods-in-transit insurance, breakdown cover and more, we can find you an affordable quote and get you covered fast.   


  • We’ve been a specialist courier insurance broker for over 30 years. 
  • Multiple cover types are available. 
  • Get cover for a wide range of vehicles up to 7.5 tonnes. 
  • You can get a tailored quote in as little as five minutes. 

What is courier insurance? 

Courier insurance will protect you as a delivery driver in the event of losses or damages while transporting goods or packages. Often, courier insurance is known as ‘hire and reward’ insurance. For couriers, specialist courier insurance is a legal requirement if you transport goods in exchange for payment to multiple drop-off zones. 

This type of policy does not protect the actual parcels being transported, which is why many couriers opt for additional goods in transit cover. Policies and extras vary, but having the right level of cover could insure your vehicle for business use, protect it and its contents against damages, and give you peace of mind on the road. 

All courier businesses are different, so we offer several optional extras tailored to the logistics industry. If you need enhanced goods-in-transit insurance for transporting expensive loads, for example, or simply want to add breakdown insurance, we can help.  

Whether you need courier business insurance for a fleet of vans or a single vehicle, we can get you the right cover to keep your business moving. 

What’s the difference between courier insurance and haulage insurance? 

While the two professions are very similar, couriers and haulage drivers require different insurance policies. Couriers deliver goods to several drop-off points in a relatively small area. In contrast, a haulier makes a long journey to deliver goods to one or two places. 

What does courier van insurance cover? 

Courier van insurance is effectively a package of policies that can be built around your needs. Often these packages start with cover for your vehicles that are similar to standard covers, such as: 

Third-Party courier insurance 

The minimum cover required by law, this policy covers you for damage to other vehicles, drivers and passengers if you get into an accident. 

Third-Party, Fire and Theft 

This will cover a third party who suffers loss or damage where you’re legally liable for an accident. Your courier van will also be covered for fire or theft under this policy.  

Comprehensive courier insurance 

Our comprehensive courier insurance protects you and your vehicle in the event of loss or damage in an accident. Also included is Third-Party, Fire and Theft cover.  

My partner isn’t a courier, can they use my van for leisure purposes? 

Usually, your partner can be covered to drive your van for social purposes. If your spouse is a named driver, they would be covered for social, domestic and pleasure use (SDP). Policies vary depending on insurers, so it is essential to double-check your schedule just in case. 

Are courier vehicles covered abroad? 

Our policies give you the minimum level of cover needed to follow the laws on the compulsory insurance of motor vehicles within any EU/EEA country. 

Courier delivery insurance extras 

Our range of optional extras includes: 

Goods in transit: Goods in transit insurance will cover the loss, damage, or theft of goods while they are transported. 

Breakdown insurance: If an accident happens, we’ll get you back on the road as soon as possible. Choose various courier breakdown cover options to suit your needs, including roadside assistance, recovery and EU cover.  

Liability insurance: Our cover includes public and employer’s liability insurance, which protects you and your employees if you are alleged to have caused injury or property damage to a third party. Employer’s liability insurance also protects you against claims of negligence made against you by employees. 

What information do I need to get a courier insurance quote? 

Giving us accurate information will help us to find the correct price and the right level of cover, so it’s important to have the following information to hand before calling us: 

  • Your age and occupation. 
  • Your history of driving incidents in the past five years, no matter whether a claim was made.
  • Any driving convictions within the last five years. 
  • Details of your vehicle, including its make, model, body type, year of manufacture, value and gross weight (KG). 
  • Your level of no-claims discount (if you have one). 
  • If you’re insuring multiple drivers for your courier business, we’ll need to know the same details for them.  

How much is courier insurance? 

How much your insurance will cost depends on various factors, from your driving experience to your postcode and the extra coverage you may need. Monthly courier insurance payments allow you to spread the cost in manageable chunks, but annual payments are usually cheaper overall.  

Whether you’re looking for parcel delivery insurance, food courier insurance or something else, we can help you get covered. Ready to get the wheels turning? Get a courier insurance quote in minutes by calling 0800 0815 026.  

If you don’t have time to chat, then don’t worry. You can contact us online to request a callback and talk to someone from our friendly team when it is convenient for you. 


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