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Courier Insurance


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As a courier driver, you’re legally required to get courier insurance if you use a van for commercial use to deliver various goods to clients in a safe and efficient manner to multiple drop off points.

So, whether you need courier insurance for a single vehicle or a fleet of courier vans, we can get you the right cover to keep your business moving. Get your quote online today.

  • Goods in transit insurance available
  • Cover for vehicles up to 7.5 tonnes
  • Cover for full or part-time couriers
  • Fleet cover available for 5+ vehicles

Your courier insurance policy explained

We understand that when it comes to courier insurance some policy wording or terms may not be clear or well understood. Our guide will give you a clear understanding of your courier insurance policy. Read more

Everything you need to know about courier insurance

Are you considering becoming a courier driver for the first time or starting up your own courier business? By getting the right courier insurance you can start your new venture in the best possible way. Read more

What does courier insurance cover?

If your business requires you to move goods for customers, it’s essential that you’re legally covered on the road to keep your business moving. Obtaining the right courier insurance cover is dependent on the type of operation that you’re working in. Read more

Is my business also covered through courier insurance if my vehicle is stolen or damaged?

As a courier driver, you spend hours on the road delivering your client’s goods.  The amount of time spent travelling between drop-off point’s means you’re exposed to accidents on the road on a daily basis, and the goods that you’re transporting can also be targeted by thieves. Read more

How to get an accurate courier van insurance quote

It’s important to get an accurate courier van insurance quote to make sure you get sufficient cover for your vehicle. To make this process a bit easier, here’s what information we’ll require to provide you with an accurate quote first time. Read more

Can I get coverage for a courier van fleet under one policy?

We know that looking after a fleet of courier vans can be a bit of a juggling act. Managing the maintenance, paperwork and looking after your drivers can be a real hassle. Our fleet policy is designed to make your life a little easier.  Read more

Everything you need to know about courier van insurance for your business

Running your own courier business can be extremely rewarding, but not without its own challenges. That’s why having the correct courier insurance in place can give you peace of mind, knowing that your business is covered in the event of vehicle downtime. Read more


Comprehensive: Our comprehensive cover protects you and your vehicle for loss or damage in the event of an accident. Also included is cover for third party, fire, theft and windscreen damage. So, no matter what comes your way we have you covered.

Third party, fire and theft: This will cover a third party who suffers loss or damage where you’re legally liable for an accident. Your courier van will be covered for fire or theft.


We understand that all courier businesses are different, that’s why we offer a number of optional extras tailored to the logistics industry. So, if you need enhanced goods in transit insurance for when you’re transporting expensive loads or simply want to add breakdown insurance, so all your cover is in one convenient place, we can help.

Our range of optional extras include:

Goods in transit: A useful addition for when your logistics business is delivering especially expensive merchandise, providing cover up to £50,000 for your client’s goods. It also includes handheld scanner cover up to £1,000.

Breakdown insurance: Get first-class national coverage 24/7. Choose from a range of cover options to suit your needs including roadside assistance, recovery and EU cover, so if the unfortunate happens we’ll get you back on the road quickly, so you don’t miss that important delivery slot.

Liability insurance: It protects you and your employees if you cause or are alleged to have caused injury or property damage to a third party. Our cover includes public and employer’s liability ensuring your business is protected in the event of a claim.

Excess protection: Cover the cost of your excess in the event of a fault or 50/50 claim, this useful policy will protect you against the cost of your insurance excess.


We understand the importance of keeping the cost of your courier insurance down. That’s why we’ve put together these handy tips to help you lower the cost of your premium:

  • Increasing your voluntary excess is a simple way of reducing your premium. Be sure to select an excess that is affordable.
  • Driving carefully and abiding by the rules, such as keeping within the speed limit, can help you to avoid convictions and keep your insurance costs down.
  • Building up a full No Claims Discount (NCD) and driving safely can contribute to reducing your premium.


With so many different courier vans on the market, it’s good to have a clear understanding of what each type is. Here are some of the different types of courier vans we can insure with a maximum of 3 seats including the driver:

Car-derived van – This is a goods or dual-purpose vehicle that has been changed from a passenger car. These are typically used for small deliveries.

4×4 van – Provides the space of a van but gives you some more grip than your conventional models, 4×4 tend to have raised ride heights. Great for those delivering to rural locations.

Box van – This vehicle comes in a cube-shaped form with plenty of room in the loading area, it’s model is popular with couriers that deliver larger parcels.

City van – Design-wise they’re similar to a car-derived van. Delivery and trade companies tend to favour them because the small size is well suited for driving around urban areas.

Electric van – This vehicle comes with a plug-in charger and is mainly used for driving through busy city streets.

Luton van – The style is like an extended box van; however, this vehicle includes an enclosed body with an individual cab.

Panel van – These are the UK’s most popular van and are widely used across various trades. The body types come in low, medium and high roof styles.

Temperature controlled – This type of van had a load area that is temperature-controlled. They’re typically used to transport perishable goods such as chilled food.


We’ve answered your popular questions about courier insurance, but feel free to contact us for more information.

Why do I need courier van insurance?
As a courier you are sometimes transporting valuable parcels for delivery – your typical van insurance policy wouldn’t cover you for this. With Courier Van Insurance you’re covered for hire and reward giving you peace of mind.

What’s the difference between courier insurance and haulage insurance?
The main difference between a haulier and courier is that a courier will deliver goods to several drop-off points and a haulier will make one long journey to deliver goods to only one or a couple of places.

Can I transfer my car No Claims Discount (NCD) onto my courier policy?
Generally, this can vary across different insurers. However, on our policy, only courier NCD can be transferred but a second vehicle NCD can be applied to offer an introductory discount to one additional vehicle only.

Are vehicles covered abroad?
Typically, across the industry, you would have the minimum level of cover required. Our policies will provide you with the minimum level of cover needed to follow the laws on the compulsory insurance of motor vehicles within any EU/EEA country.

I have comprehensive cover; can I drive other vans?
Generally, you cannot drive other vehicles with courier insurance and this is also the case with our courier insurance

Can I add a driver to my policy?
This is usually allowed as standard across the industry. You can add a driver on our cover as long as they meet our acceptance criteria, for example:

  • They have no unspent criminal convictions
  • Age limitations will apply, please speak to one of our agents for further information
  • Licence limitations will apply, please speak to one of our agents for further information

For more information call us on 0800 970 9980.

Does my policy come with public liability insurance?
Usually, this wouldn’t be offered as part of a courier policy as standard. Public liability cover isn’t included in our cover. This can be purchased separately as an optional extra.

My partner is not a courier; can they use my van for leisure purposes?
Normally your partner can be covered to drive your van for social purposes. On our policy, if your spouse is named on the certificate they would be covered for social, domestic and pleasure (SDP) as would all named drivers. For further information please call us on 0800 970 9980.

Can I use the van for leisure as well as work?
Generally, your van can be used for social domestic and pleasure purposes as well as hire and reward. Please be aware that using the vehicle for any other purpose will not be covered.

Why do I need to tell you about claims that occurred on another policy?
Pretty much all insurance companies will ask you to declare any incidents that you’ve been involved in regardless of whether you or a third party was at fault. We require your complete driving history of up to 5 years to provide you with an accurate quote.

Do you do short term insurance?
This type of policy wouldn’t normally last for less than a year. Under our policy, we only offer courier van insurance for a minimum of 12 months.

Do you offer special discounts for network drivers?
This can vary across the industry depending on the insurer. However, we may be able to offer you a discount as we work with many networks so don’t forget to tell us when getting your quote.


Fleet Insurance: Getting a fleet insurance policy can provide your business with greater flexibility and possibly help to save you money.
Van Insurance: We offer cover for single van insurance comparing quotes from leading insurers. That’s not all; we can also mirror your NCD.
HGV Insurance: Get cover for HGVs with a gross vehicle weight of between 5 and 44 tonnes. We can also offer an introductory discount.


Compare courier insurance rates in minutes. Simply enter your information and courier van details to get started.

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