As a van driver, you’re legally obliged to have a van insurance policy in place to insure against the possibility that you may injure or cause damage to another person or their property.
The only time that you’re not required to have van insurance is when you have declared the vehicle as off the road with a Statutory Off Road Notice (SORN). Anyone caught driving without van insurance could face a fine or even a driving ban.
The level of cover that you will require depends on your needs and also how much you are willing to pay.
At Staveley Head, there are two levels of van insurance to choose: Comprehensive and third party, fire and theft.
Comprehensive: This does tend to be the most expensive level of cover as it offers the most protection. However, it will offer protection for third party liability, fire and theft and will also cover your van should it be lost or damaged in an accident.
Third party, fire and theft: Covers your van in the event of it being damaged in a fire or stolen.
This level of insurance will cover you if you’re involved in an accident where you are at fault. You’ll be insured for the damage that you’ve caused to another person’s vehicle or property, or if you’ve injured a third-party or a passenger as a result.
If you’re using your vehicle for delivering goods on a ‘hire and reward’ basis you may need to take out courier insurance.
On top of your van insurance, you may require further cover depending on your needs. At Staveley Head we offer a range of optional extras:
The cost of a van insurance policy can vary depending on the level of insurance and any optional extras that you require. Other factors that can affect your premium can include:
Comparing van quotes can take hours. What you want from your insurance can be completely different to everyone else anyway.
We get this – that is why with Staveley Head you can either get a quote online or call 0800 970 9988 and speak to our experienced team of van insurance specialists who will help you get the cover you want at the price you want – fast.
Should you need to make a claim our team of professional claims handlers is on hand to assist with any claims you may have. You can get in touch with them by calling 0333 370 9999.