0333 370 7777
Mon - Fri 9am - 6.30pm, Sat 9am - 12.30pm
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Motor Trade Insurance

Get the motor trade insurance cover you want. Staveley Head's insurance specialists work hard to get you competitive quotes for motor traders. Get your FREE quote online now.

We get it

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Motor Trade Insurance

Finding the right motor traders insurance can be a complicated and lengthy process. We get that, so we make things simple for you. With a team of motor trade insurance specialists and a simple online quote system, we can get you covered – fast.

Whether you're a mechanic, a used car salesman or a manager of a valeting service, we treat every company as an individual client. So you get the motor trader insurance you actually want - not just a generic policy.

We can even include motorcycles on a motor trade insurance policy, alongside other commercial and specialist vehicles

Why us?
MID Updates
Existing Customers
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Feefo Logo (46 reviews)
  • Full- and part-time motor traders insurance available
  • Policies available for traders with premises or working from home
  • Cover for vehicles up to 7.5 tonnes
  • Easy Motor Insurance Database (MID) access with no charge to add/remove vehicles
  • Innovative smartphone app for handling MID updates on the go

As a Staveley Head Motor Trade Insurance policyholder, you can register for access to EasyMID, our online MID update portal. The portal will allow you to maintain your vehicle records quickly and easily.

www.easymid.co.uk

Want an even easier MID update tool?
Now you can add and remove vehicles from the MID with the UK's first fully functional app, available for both iPhone and Android.

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To amend your policy

To make a change to your motor trade insurance policy information, please call us on 0333 370 7777.

To renew your insurance

We’ll send you an invitation to renew your policy when it is due, but if you have any questions you can speak to a member of our renewals team on 01244 811 188.

To request a copy of your policy documents

To request a copy of your policy documents, please call us on 01244 811 188 quoting your policy reference number.

We’re here Monday to Friday 9am to 6.30pm, and on Saturday 9am to 12.30pm.

Complaints

All of us here at Staveley Head are committed to giving you the highest standard of service. However, if anything has gone wrong and you’re not 100% happy, then tell us about it. We’ll deal with your complaint as quickly, efficiently and fairly as possible. See our Terms of Business to find out more.

To make a claim

It is important to report all incidents to your insurers ASAP, even if there doesn’t appear to be much damage to your vehicle. But if you need to make a claim, we’re here to support you. Just call us on 0333 3709 999 with your policy number.

This number is written on your policy schedule and it will help us find your policy records and so deal with your call as efficiently as possible. If can’t find your policy number, still call us and we’ll find it for you.

We're not the kind of people to try and pull the wool over our customer's eyes. So, we use Feefo, an entirely independent third party company, to collect feedback on every policy we sell.

Below you will see a selection of those customer reviews, both good and bad, for our motor trade insurance policies.

We value your feedback and will always act upon it. If you'd like to make a suggestion as to how we could improve our products or customer service please use our contact us form or you can get in touch via facebooktwitter or G+

91% of customers liked our service (46 reviews)

25 Aug 2016

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Motor Trade Insurance

Advisor was extremely helpful in answering any questions I had and was also very thorough

24 Aug 2016

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Motor Trade Insurance

No problems for the Traders policy which was tailor made for me as they asked me what I actually would need and not need top advisors who would always ring you back well done will recommend to fellow traders !

21 Aug 2016

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Motor Trade Insurance

First class

16 Aug 2016

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Motor Trade Insurance

The best

16 Aug 2016

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Motor Trade Insurance

You need to check the policy holders names on the certificate - ho could you possibly mis-spell it 3 different ways in 1 document ???

07 Aug 2016

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Motor Trade Insurance

Very good

03 Aug 2016

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Motor Trade Insurance

Happy with the service

01 Aug 2016

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Motor Trade Insurance

Good

01 Aug 2016

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Motor Trade Insurance

Great quality and great cover

01 Aug 2016

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Motor Trade Insurance

I'm very happy.

06 Jul 2016

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Motor Trade Insurance

Easy access with app good

25 Jun 2016

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Motor Trade Insurance

Very good

21 Jun 2016

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Motor Trade Insurance

Great to contact and speak to

20 Jun 2016

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Motor Trade Insurance

Competitive price, not too many restrictions, very clear and concise

03 Jun 2016

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Motor Trade Insurance

Overall happy with company but expressed my opinion on the matter of a non fault claim that I lost a discount through someone else's actions who was found to be at fault and there for I am not entitled to the extra 5% off my premium although I have a good discount built up through my own no claims bonus.

Your motor trade insurance questions answered

Do I need Motor Trade Insurance?
You will need a Motor Trade Road Risks policy if you have customer’s vehicles in your care, control or custody for the purpose of your business.

For those involved in vehicle sales the cover is required for collecting, delivering and demonstrating vehicles.
Do I qualify for a Motor Trade Insurance policy?
If you can prove that you are operating a genuine, income generating business you may qualify for motor trade insurance. Some restrictions to this are outlined below:
  • The business must be domiciled and trading only in the UK.
  • The business must generate an income with a minimum of 6 sales/contracts per year.
  • Vehicles are limited to private cars and commercial vehicles that can be driven with a standard driving licence only.
  • Drivers must be aged between 25 and 69.
  • All drivers must have been permanently resident in the UK for 5 consecutive years immediately prior to inception.
  • All drivers must have held a full UK driving licence for at least 2 consecutive years immediately prior to inception.
  • A maximum of 4 named drivers, including the policyholder, is allowed.
I need to drive several vehicles - is a motor trade policy what I need?
Motor trade insurance is not a means to get cover on multiple vehicles. To qualify for a motor trade policy you must be able to prove that you are operating a genuine, income generating business, whether that's buying and selling used cars or performing a mobile repair service, for example. To discuss further, please call our office on 0333 370 7777. In the event that you need to claim under your policy, you will be expected to provide evidence of this in the form of audited accounts and receipts.
Do I need to tell you each time I acquire a vehicle?
Current legislation means that you need to keep the Motor Insurers' Database up to date with regard to vehicles you own, or are likely to be in your custody for a certain length of time. Our motor trade insurance team will be able to help you in this respect, and we do have a range of publications available to provide more help regarding the MID and your responsibilities.
What is the Motor Insurers’ Database (MID)?
The Motor Insurance Database (MID) is a register of all vehicles insured and the identity of the relevant insurer. It is a legal requirement for motor trade policyholders to supply accurate and timely updates to the MID or face fines of up to £5,000.
Can I add vehicles to the MID by text message (SMS)?
No, but you can make MID changes using our smartphone app or through our online MID update portal easymid.co.uk
I'm a Part-Time Trader; Can I Still Get Motor Trade Insurance?
Yes, we provide motor trade insurance for both full-time and part-time motor traders.
Will I be covered to drive any vehicle?
No, you are covered to drive any vehicle either owned by or registered to yourself or any vehicle that is in your care custody or control for the purpose of the motor trade.
Can I cover motorcycles under a motor trade policy?
Yes, we do provide third party maximum cover for motorcycles under motor trade. To arrange this please call us 0800 023 7210
Does my Motor Trade policy come with Public Liability Insurance?
No, but this can be purchased as an optional extra. Take a look at our Public Liability Insurance.
Do you provide cover for younger drivers?
We offer a range of motor trade insurance solutions but we do not provide cover for drivers under 25.

Motor Trade Insurance Insurance
90% Rating Icon
Feefo Logo (46 reviews) 4.5
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