0333 370 7777
Mon - Fri 9am - 6.30pm, Sat 9am - 12.30pm
A black and white photo of a London taxi

Taxi Insurance

From private hire to public hire, we tell you everything you need to know about taxi insurance. Find out more and get a quote today.

We get it

Dark Green Taxi Insurance Icon

Taxi Insurance

We provide taxi insurance for public and private hire taxis across the UK, including taxi fleets, black cabs, Ubers and London taxis.

Just as you have all the knowledge about your local roads, with more than 20 years of experience insuring taxis and cabs under our belts, we understand the challenges and demands taxi drivers face every day.

We offer coverage that includes everything from unlimited mileage and accidental damage to vehicles with up to 8 seats – our cover can be just as accommodating as you are with every fare.

Beyond protecting you and your vehicle, we’re here to support you with excellent customer service and a 24-hour UK-based claims team.

Get a quick online quote for public or private hire taxi insurance to find the right coverage for your taxi.

Why us?
Taxi Insurance Help
Taxi Insurance FAQS
90% Rating Icon - Grey 90% Rating Icon - Dark grey 90% Rating Icon - White
Feefo Logo (45 reviews)
  • Dedicated and highly experienced taxi insurance team
  • Introductory discounts available
  • Cover for vehicles up to 15 years old
  • 24 hour UK-based claims team
  • No mileage restrictions

Our taxicab insurance guides will help you decide which is the best taxi insurance for you, providing in-depth advice on everything from private hire insurance for your minicab to your taxi insurance policy explained.

 Your Taxi Insurance Policy Explained

Making sure you have a good understanding of your taxi insurance is important, as it’ll give you peace of mind knowing that you are correctly covered for all your needs.

Finding The Right Private Hire (Minicab) Taxi Insurance

If you’re a private hire (mini cab) taxi driver, it’s important that you have the right level of insurance to make sure that you, your passengers and vehicle are all protected. 

Do I Need Public Liability Insurance For My Taxi?

Public liability insurance is essential cover for anyone who deals with the general public, although you won’t usually find this type of cover as part of your taxi insurance policy. 

Named Drivers And Taxi Insurance

This guide should provide you with all the information you may need when taking out a taxi insurance policy where named drivers will be driving your taxi. 

How To Insure Large Taxi Vehicles Such As Multi Purpose Vehicles (MPVs)

Whether it’s on a school run, transporting holiday makers to the airport or taking groups of party goers into town, large taxi vehicles such as MPVs have a wide range of uses.

We’ve answered your popular questions about taxicab insurance, but feel free to contact us for more information.

Your taxi insurance questions answered

What is the difference between private and public hire taxi insurance?

Private Hire – Pre-booked appointments only, these cars cannot be flagged down.

Public Hire – Will always have a roof light indicating the vehicle is a taxi. These taxis can be flagged down and can offer immediate pick up. A good example of this is a black cab/hackney carriage.
Can I use my existing vehicle as a taxi?
Not all vehicles can be used as taxis however it is up to the licensing authority as to whether they will plate the vehicle. 
Can I insure a fleet of taxis?
Yes we do offer insurance for taxi fleets. For more information give us a call 0800 023 7213
Can I drive other vehicles if I take out comprehensive taxi insurance?
Sorry no. Due to the circumstances under which taxis are used and the significant difference in vehicle types, this extension is not available for taxi insurance policies.
Which types of vehicle can I cover?
If you are carrying passengers for hire or reward, we can provide taxi insurance cover for most licensed vehicles.
Can I use my taxi for social use as well as public or private hire?
Your taxi insurance policy will allow for social, domestic and pleasure use in addition to hire and reward.

However, many local authorities forbid a plated vehicle to be used by an unregistered driver, so it’s always best to check first.
Can I add any other drivers to my policy?
Drivers can be named on the policy as long as they hold the correct licence. The named driver must also fit the criteria set out by the insurer.
Do you offer short-term policies?
Currently all of our taxi insurance policies are for 12-month periods only.
Within how long do I need to declare any previous claims or convictions?
We need to know about all previous claims within the last five years (whether your fault or not). All motoring offences within the last five years, or those still endorsed on your driving licence must be disclosed when taking out your taxi insurance policy.
What optional cover should I consider?
Here are a few optional extras that may be useful to you as a taxi driver:

Taxi breakdown insurance – our breakdown insurance options aim to get you back on the road as quickly as possible. If the vehicle is unable to be fixed at the roadside it will be taken to a local garage.

Excess protection – safeguard yourself against the cost of motor insurance excess in case you need to make a claim.

Liability insurance – don’t put your livelihood in jeopardy. With liability insurance you are protecting both your business and those around you.
How long is my NCD valid for?
We can accept NCD up to 2 years old providing there is a valid reason this has not been in use. 
Can I use my NCD on more than one vehicle?
You can only use NCD on one vehicle at a time; however we would look to allow an introductory discount for additional vehicles where the first vehicle is earning NCD.  We also look to allow an introductory discount for NCD earned on private vehicles. 

We're not the kind of people to try and pull the wool over our customer's eyes. So, we use Feefo, an entirely independent third party company, to collect feedback on every policy we sell.

We value your feedback and will always act upon it. If you'd like to make a suggestion as to how we could improve our products or customer service please use our contact us form.

 

93% of customers liked our service (45 reviews)

3 days ago

Star IconStar IconStar IconStar IconStar Icon

TAXI INSURANCE

Excellent price for taxi insurance

4 days ago

Star IconStar IconStar IconStar IconStar Icon

TAXI INSURANCE

Great service and good value for money, highly recommended

1 week ago

Star IconStar IconStar IconStar IconBlank Star Icon

TAXI INSURANCE

Could be better rates for taxi driver.

1 week ago

Star IconStar IconStar IconStar IconStar Icon

TAXI INSURANCE

Quick response intelligence of workers

1 week ago

Star IconStar IconStar IconStar IconStar Icon

TAXI INSURANCE

Price very good for taxi insurance were other giving silly prices

2 weeks ago

Star IconStar IconStar IconStar IconStar Icon

TAXI INSURANCE

Excellent product for very reasonable price.

3 weeks ago

Star IconStar IconStar IconStar IconStar Icon

TAXI INSURANCE

The service was outstanding overall,the person iv spoken to was very professional,polite ,extremely helpful..

3 weeks ago

Star IconStar IconStar IconStar IconStar Icon

TAXI INSURANCE

Best price in scotland. Proof is in how they handle claims which hopefully we will never know

1 month ago

Star IconStar IconStar IconStar IconStar Icon

TAXI INSURANCE

😁😁😁😁😁😁🤗🤗🤗🤗🤗🤗🤗🤗🤗

1 month ago

Star IconStar IconStar IconStar IconStar Icon

TAXI INSURANCE

Good serves verry help fill

1 month ago

Star IconStar IconStar IconStar IconStar Icon

TAXI INSURANCE

I am quite happy with the service

1 month ago

Star IconStar IconStar IconStar IconStar Icon

TAXI INSURANCE

Easy transaction pleasant staff

1 month ago

Star IconStar IconStar IconStar IconStar Icon

TAXI INSURANCE

I like them the way they respond.

1 month ago

Star IconStar IconStar IconStar IconStar Icon

TAXI INSURANCE

Saved 300.00 on previous cover

TYPES OF TAXI INSURANCE

Third party only (TPO): This is the minimum cover required by law. This will cover third party liabilities in the event of an accident.

Third party, fire & theft (TPFT): The cover is the same as TPO but also for fire and theft of your vehicle.

Comprehensive: This provides the same as TPFT but also covers you and your vehicle.

 

WHAT’S THE DIFFERENCE BETWEEN PUBLIC AND PRIVATE HIRE TAXI INSURANCE?

Public hire taxi insurance is for public taxis, such as hackney carriages, which can be hailed in the street, hired from a taxi rank, or booked in advance.

Private hire taxi insurance is for private vehicles that can’t be flagged down and must be booked in advance, like Ubers, or cabs that work from a designated private taxi base.

Because of the difference between public hire and private hire services, each requires a different kind of coverage to ensure you and your passengers are protected. We can help you get the exact insurance you need for your public or private hire taxi, at a competitive price.

 

WHAT OPTIONAL TAXI INSURANCE SHOULD I CONSIDER?

Because of the unpredictable nature of the job, it can be useful to take out optional taxi insurance coverage, such as:

  • Motor legal insurance: We know accidents can happen at any time. Protect yourself with up to £100,000 of motor legal cover including recovery of uninsured losses, personal injury cover and a guaranteed replacement vehicle regardless of fault.
  • Taxi breakdown insurance: We know your vehicle is your livelihood. We aim to get you back out on the road as quickly as possible. If repairs can’t be made at the roadside, we’ll work to get you to a local garage.
  • Excess protection: If you’re required to pay excess, such as if you’re hit by an uninsured driver or you’re at fault for an accident, you’ll be covered.
  • Public liability insurance: You interact with dozens of customers every week. Make sure you, your passengers, and your business are protected against motoring accidents and claims. Exclusions apply. Learn more about public liability insurance.

 

WHAT TYPES OF VEHICLES CAN I COVER WITH MY TAXI INSURANCE?

We provide taxi insurance for most licensed vehicles that carry passengers for hire or reward. This includes both public and private hire taxicabs, such as Uber drivers, taxi fleets, black cabs, hackney cabs, and London taxis.

 

OTHER COVER YOU MAY BE INTERESTED IN

Chauffeur insurance: A range of coverage options specifically for chauffeurs and limousine drivers, along with extra coverage such as chauffeur and private hire breakdown cover.

Minibus insurance: Coverage available for vehicles with 8-16 passenger seats. Protection for both business and personal use, along with extra options such as liability insurance.

Private hire insurance: For minicabs and taxis that are pre-booked, to ensure the vehicle, driver and passengers are protected.

 

GET A TAXI INSURANCE QUOTE

Compare taxi insurance rates in minutes. Simply enter your information and vehicle details to get started.

Start a quote

Being a taxi driver is a serious commitment. You have to invest in your vehicle as well as fuel, your license, keeping it on the road and keeping it nice and clean. And that’s before you spend endless hours working hard and dealing with people from all walks of life.

After all that, the last thing you want to do is get home and spend hours in front of a computer screen trying to compare taxi insurance deals (and cheap taxi insurance doesn’t mean it’s the best taxi insurance). But with Staveley Head, you only need to call our specialist taxi insurance team to make sure you’re getting the most competitive prices.

Or our online quote system can compare taxi insurance rates in minutes. And if we require any additional details, we’ll call you back as soon as we can.

Get your taxi insurance quote today.

Taxi Insurance Insurance
90% Rating Icon
Feefo Logo (45 reviews) 4.5
Feefo Gold Trusted Service
 Facebook Follow IconTwitter Follow IconYouTube Follow IconLinkedIn Follow Icon
Give us a call