Public liability insurance is essential cover for anyone who deals with the general public, although you won’t usually find this type of cover as part of your taxi insurance policy. As a taxi driver it is important to have this kind of cover because it will protect you financially should a member of the public make a claim against you, if you or your business is negligent. Many drivers are unaware that a passenger’s safety and well-being is still their responsibility along with the passenger’s belongings, where a claim is not the result of a Road Traffic Accident.
WHO REQUIRES PUBLIC LIABILITY INSURANCE?
If you deal with clients, members of the public on a daily basis then public liability insurance is essential. Having cover will provide peace of mind that your finances and future will be looked after in the case of a claim being made against you, letting you concentrate on your day to day life.
WHAT DOES PUBLIC LIABILITY INSURANCE COVER?
Public liability insurance can cover you for:
- Personal Injury to a third party
- Loss or damage to third party property
- Death of a third party
- Legal expenses associated with defending a claim
At Staveley Head, we believe that you should be able to go about your day-to-day life, safe in the knowledge that you have the right insurance for your needs. That is why we work hard to get the best deals and deliver great savings. If you are looking to add public liability cover to your taxi insurance policy, call our specialist team on 0800 023 7213.