Finding the right insurance is a top priority for every successful, growing business. After all the blood, sweat and tears you’ve put into getting your business up and running, it’s vital to make sure all that time and effort is protected if unexpected problems arise.
We’ve been working in the insurance business for over 20 years, so we understand and appreciate the challenges you face every day. This is why our specialist team of brokers partner with leading UK insurers to provide you with the options you need, whatever your business, whatever your size.
- Public, products and employers’ liability available.
- Most trades and businesses are covered under our policies.
- Get a free quote in minutes.
What is business insurance?
Business insurance protects businesses against losses suffered in the course of their normal activities, particularly when the business faces a compensation claim.
Different insurers offer policies tackling a wide range of potential risks, such as liability for injuries or accidents that occur on the business’s property, damage to the business’s property, and loss of income due to unexpected events.
There are always risks involved in running a business, which is why having the correct insurance policy in place that includes cover to suit your industry is essential. It’s usually recommended for businesses opt for comprehensive coverage along with additional policies.
Is it compulsory to have commercial liability insurance?
It’s a legal requirement to have an employer’s liability insurance policy in force.
Although public and product liability insurance covers are not compulsory, you’ll usually find that any principal you contract to will insist on a minimum level of cover to fulfil your contract conditions.
Even if that’s not the case, it is often better to err on the side of caution and have this cover so you can avoid having to pay massive amounts of compensation.
How much is business insurance?
The cost of business insurance will vary depending on the nature of your work and the services you offer. Find out how much you can save on business insurance today. Call us on 0800 0815 026 to get a free quote in minutes and expert advice on the ideal policies for your business needs.